321 West Ave, Big Rapids, MI 49307 Property Records

Mecosta County property record for 321 West Ave, Big Rapids, MI 49307

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,646 sqft · built 1920
Lot Size	0.739 acres (32,191 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (Aug 2019)
Deeds & Mortgages	May 2023 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-10-226-001`

Property Details

APN / Parcel Number

Primary APN	`17-10-226-001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	1,646 sqft Total Area

Exterior

Year Built	Built 1920
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	32,191 sqft (0.739 acres)
Garage Area	912 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	131 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	321 WEST AVE
City	BIG RAPIDS
State	MI
Zip	49307-9753
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	000321 WEST AVENUE: SEC 10, T15N, R10W -- THE W 90 FT OF THE N 357.75 FT OF THE NE 1/4 OF THE NE 1/4
Jurisdiction	MECOSTA MI
Township / Civil Division	BIG RAPIDS
Census Block Group	4
Census Block	4007
Census Tract	960500

Owner

Source: Mecosta County records, as of July 19, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	321 WEST AVE, BIG RAPIDS, MI 49307-9753
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jul 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Aug 8, 2019	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2019 · Amount on Record
Deed Sale	Aug 8, 2019 · Amount on Record
Deed Document Number	201900005613
Deed Book / Page	898 / 5598
Record Updated	Jun 7, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Property Address	321 WEST AVE, BIG RAPIDS, MI 49307-9753
Transaction Type	Mortgage
Record Updated	Jun 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 WEST AVE, BIG RAPIDS, MI 49307-9753

Mortgage

Document Number	00924/1570
Date	May 26, 2023
Book Page	924/1570
Instrument	202300003323

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Property Address	321 WEST AVE, BIG RAPIDS, MI 49307-9753
Transaction Type	Mortgage
Record Updated	Aug 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 WEST AVE, BIG RAPIDS, MI 49307-9753

Mortgage

Document Number	912/5141
Date	Jul 19, 2021
Book Page	912/5141
Instrument	202100007097

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Aug 8, 2019
Property Address	321 WEST AVE, BIG RAPIDS, MI 49307-9753
Document Number	898/5598
Book / Page	898 / 5598
Instrument Date	Jun 28, 2019
Instrument	201900005613
Transaction Type	Transfer
Record Updated	Jul 5, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$774.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22471 WOODWARD AVE, 22471, BIG RAPIDS, MI 49307-9069

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21681 17 MILE RD, BIG RAPIDS, MI 49307-9752

Mortgage

Document Number	201900005614
Date	Aug 8, 2019
Instrument	201900005614

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Mecosta County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Big Rapids City
County	Mecosta County
Unified School District	Big Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$61,000	$122,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG RAPIDS serves 10,403 people · EPA ID MI0000710
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Point Broadband Fiber · Fixed Wireless	1,000 / 1,000

May also be available: Verizon.

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