Cleveland County property record for 321 Ward St, Lawndale, NC 28090
| Property Type | Single Family Home |
|---|---|
| Details | 900 sqft · built 1935 |
| Lot Size | 0.23 acres (10,055 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $55,500 (Jul 2019) |
| Tax Bill | $617 (2026) |
| Deeds & Mortgages | Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 34809 |
| Primary APN | 34809 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 900 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 10,055 sqft (0.23 acres) |
| Lot Dimensions | 120 ft deep x 63 ft wide |
| Porch | Slab |
| Porch Area | 288 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1325020 |
|---|---|
| Street Address | 321 WARD ST |
| City | LAWNDALE |
| State | NC |
| Zip | 28090-9048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA3 |
| Legal Description | LT26PB6-5CLEVELAND MILLS CO & STRIP RD |
| Legal Subdivision | CLEVELAND MILL |
| Legal Block | 2 |
| Legal Lot Number | 26 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 4 |
| Census Block | 4023 |
| Census Tract | 950200 |
Source: Cleveland County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 321 WARD ST, LAWNDALE, NC 28090-9048 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 3, 2019 · Amount on Record |
| Deed Sale | Jul 3, 2019 · Amount on Record |
| Prior Sale | Oct 21, 2015 · Amount on Record |
| Deed Document Number | 2019200028032 |
| Deed Book / Page | 1794 / 1830 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Jul 3, 2019 |
| Property Address | 321 WARD ST, LAWNDALE, NC 28090-9048 |
| Document Number | 0017941830 |
| Book / Page | 1794 / 1830 |
| Map Reference | MB 6 PG 5 |
| Instrument Date | Jul 3, 2019 |
| Instrument | 200028032 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $111.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 116 PUTNAM LAKE RD, 116, KINGS MOUNTAIN, NC 28086-7800 |
| Name | Verified Name |
|---|---|
| Address | 321 WARD ST, KINGS MOUNTAIN, NC 28086-2694 |
| Document Number | 200028033 |
|---|---|
| Date | Jul 3, 2019 |
| Instrument | 200028033 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2049 |
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Lawndale Town |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $617.00 (+14.47%) | $53,601 (-) Land $8,790 Building $44,811 | $53,601 (-) Land $8,790 Building $44,811 |
| 2025 | $539.00 | $53,601 (+70.81%) Land $8,790 Building $44,811 | $53,601 (+70.81%) Land $8,790 Building $44,811 |
| 2023 | $31,380 Land $8,790 Building $22,590 | $31,380 Land $8,790 Building $22,590 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF LAWNDALE serves 660 people · EPA ID NC0123045 |
|---|---|
| Water Source | Purchased surface water from CLEVELAND COUNTY WATER |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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