Huron County property record for 321 Ward St, Harbor Beach, MI 48441
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,710 sqft · built 1920 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,693 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-236-004-00 |
| Primary APN | 52-236-004-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,710 sqft Living Area |
| 1st Floor Area | 942 sqft |
| Basement Area | 750 sqft |
| Unfinished Basement | 750 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Area | 576 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 321 WARD ST |
|---|---|
| City | HARBOR BEACH |
| State | MI |
| Zip | 48441-1367 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 12, TOWN 16, RANGE 15. LOT 4 BLK 6 LOREN J TRESCOTTS ADD CITY OF HARBOR BEACH, MICH. |
| Legal Range | 15 |
| Legal Township | 16 |
| Legal Section | 12 |
| Legal Subdivision | LOREN J TRESCOTTS ADD |
| Legal Block | 6 |
| Legal Lot Number | 4 |
| Jurisdiction | HURON MI |
| Township / Civil Division | HARBOR BEACH |
| Census Block Group | 4 |
| Census Block | 4041 |
| Census Tract | 951200 |
321 Ward St is owned and occupied by an individual.
Source: Huron County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 321 WARD ST, HARBOR BEACH, MI 48441-1367 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 321 Ward St was $1,693.
Source: Huron County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Huron County |
| Municipality | Harbor Beach City |
| Unified School District | Harbor Beach Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $79,500 (+1.53%) | $159,000 (+1.53%) | |
| 2025 | $1,693.00 Homeowner's exemption | $78,300 | $156,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 321 Ward St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 2, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 321 Ward St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HARBOR BEACH serves 1,604 people · EPA ID MI0003000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Air Advantage, AVS Broadband.
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