Chester County property record for 321 Walnut St, Spring City, PA 19475
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 1 ba · 1,539 sqft · built 1900 |
| Lot Size | 0.123 acres (5,364 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $355,000 (May 2026) |
| Tax Bill | $404 (2026) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-6-76 |
| Primary APN | 14-6-76 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,539 sqft Living Area |
| Basement Area | 432 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 5,364 sqft (0.123 acres) |
| View / Lot | Neighborhood |
| Garage Type | Detached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 321 WALNUT ST |
|---|---|
| City | SPRING CITY |
| State | PA |
| Zip | 19475-2114 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R2 |
| Legal Description | LOT 46 DWG & GAR |
| Legal Lot Number | 46 |
| Jurisdiction | CHESTER PA |
| Township / Civil Division | SPRING CITY |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 301100 |
Source: Chester County records, as of June 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 321 WALNUT ST, SPRING CITY, PA 19475-2114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 29, 2026 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE, INC |
| Dec 16, 2021 | Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 2026 · Amount on Record |
| Deed Sale | May 29, 2026 · Amount on Record |
| Prior Sale | Jul 27, 2023 · Amount on Record |
| Deed Document Number | 202612124768 |
| Deed Book / Page | 11588 / 58 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | May 29, 2026 |
| Property Address | 321 WALNUT ST, SPRING CITY, PA 19475-2114 |
| Document Number | 0012124768 |
| Book / Page | 11588 / 58 |
| Instrument Date | May 15, 2026 |
| Instrument | 202612124768 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2026 |
| Title Company | GREATER MONTGOMERY SETTLEMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $358,550.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 321 WALNUT ST, SPRING CITY, PA 19475-2114 |
| Investor | Possibly a Property Investor |
| Document Number | 0012124769, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 202612124769 |
| Name | GUARANTEED RATE, INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Dec 16, 2021 |
| Property Address | 321 WALNUT ST, SPRING CITY, PA 19475-2114 |
| Document Number | 0107650222 |
| Book / Page | 10765 / 222 |
| Instrument Date | Nov 18, 2021 |
| Instrument | 11893087 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2021 |
| Title Company | EDGE ABSTRACT INDEPENDENCE LLC, EDGE ABSTRACT INDEPENDENCE L |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,405.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 321 WALNUT ST, SPRING CITY, PA 19475-2114 |
| Document Number | 0011893088 |
|---|---|
| Date | Dec 16, 2021 |
| Instrument | 11893088 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
Source: Chester County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Chester County |
| Municipality | Spring City Borough |
| Unified School District | Spring-Ford Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $404.00 (-89.04%) | $90,750 (-) Land $28,810 Building $61,940 | $101,540 (-) Land $28,810 Building $72,730 |
| 2025 | $90,750 (-) Land $28,810 Building $61,940 | $101,540 (-) Land $28,810 Building $72,730 | |
| 2024 | $3,685.00 | $90,750 Land $28,810 Building $61,940 | |
| 1998 | $101,540 Land $28,810 Building $72,730 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (1978–1996) |
| Most Recent Claim | Oct 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PA AMERICAN ROYERSFORD private · serves 49,508 people · EPA ID PA1150166 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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