Stearns County property record for 321 Waite Ave S, Saint Cloud, MN 56301
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,580 sqft · built 1995 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on File |
| Last Sale | $198,251 (Apr 2019) |
| Tax Bill | $3,582 (2026) |
| Deeds & Mortgages | Apr 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-47169-0067 |
| Primary APN | 82-47169-0067 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,580 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Metal |
| Roof Material | Asphalt |
| Lot Area | 2,614 sqft (0.06 acres) |
| Lot Width | 40 ft Width |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 321 WAITE AVE S |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-7337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD10 |
| Legal Description | LOT 003 BLK 002 GLASGOW ON THE GREENS PLAT 4 SECTION 16 TOWNSHIP 124 RANGE 028 SECTION 16 TOWNSHIP 124 RANGE 028 |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 16 |
| Legal Subdivision | GLASGOW ON THE GREENS PLAT 4 |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 502 |
321 Waite Ave S is owned and occupied by an individual who bought it in April 2019.
Source: Stearns County records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 321 WAITE AVE S, SAINT CLOUD, MN 56301-7337 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 18, 2019 · Amount on File |
| Deed Sale | Apr 18, 2019 · Amount on File |
| Deed Document Number | 20191541819 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Apr 18, 2019 |
| Property Address | 321 WAITE AVE S, SAINT CLOUD, MN 56301-7337 |
| Document Number | 00A1541819 |
| Instrument Date | Apr 15, 2019 |
| Instrument | A1541819 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 321 WAITE AVE S, SAINT CLOUD, MN 56301-7337 |
The 2026 property tax bill for 321 Waite Ave S was $3,582.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,582.00 | $299,200 (+4.4%) Land $35,000 Building $264,200 | $299,200 (+4.4%) Land $35,000 Building $264,200 |
| 2025 | $286,600 Land $35,000 Building $251,600 | $286,600 Land $35,000 Building $251,600 | |
| 2024 | $3,056.00 (+6.04%) | ||
| 2023 | $2,882.00 | $274,600 Land $35,000 Building $239,600 | $274,600 Land $35,000 Building $239,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 321 Waite Ave S in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 321 Waite Ave S is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Intrepid Fiber Networks Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, CenturyLink, Verizon.
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