321 Wagner St, Troutman, NC 28166 Property Records

Iredell County property record for 321 Wagner St, Troutman, NC 28166 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,285 sqft · built 1950
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (May 2017)
Tax Bill	$4,541 (2025)
Deeds & Mortgages	Jul 2017 Line of Credit Oct 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4731-93-3996.000`

Property Details

APN / Parcel Number

Primary APN	`4731-93-3996.000`
Alternative APN	`80076428`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,285 sqft Heated Area
Gross Area	3,548 sqft
1st Floor Area	2,285 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	180 ft deep x 116 ft wide
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	372 sqft
Patio Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80076428
Street Address	321 WAGNER ST
City	TROUTMAN
State	NC
Zip	28166-8609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L13-16 HOLTSHOUSER PB 4-64
Legal Subdivision	TROUTMAN AREA WEST
Legal Block	93
Legal Lot Number	13-16
Jurisdiction	IREDELL NC
Township / Civil Division	FALLSTOWN
Census Block Group	3
Census Block	3004
Census Tract	61202

Owner

Source: Iredell County records · APN 4731-93-3996.000

Assessment roll updated April 7, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	321 WAGNER ST, TROUTMAN, NC 28166-8609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2017	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Oct 29, 2020	Warranty Deed, Transfer · Conventional Mortgage KELLER MORTGAGE LLC
May 23, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Jun 21, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 23, 2017 · Amount on Record
Deed Sale	May 23, 2017 · Amount on Record
Prior Sale	Jul 12, 2010 · Amount on Record
Deed Book / Page	2491 / 261
Prior Transfer Date	Apr 22, 1997
Prior Transfer Doc	0000000489
Record Updated	Jun 08, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	321 WAGNER ST, TROUTMAN, NC 28166-8609
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	25012241
Date	Jul 24, 2017
Book Page	2501/2241

Lender

Name	PEOPLES BANK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 21, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Oct 29, 2020
Property Address	321 WAGNER ST, TROUTMAN, NC 28166-8609
Document Number	27491003
Book / Page	2749 / 1003
Instrument Date	Oct 29, 2020
Transaction Type	Transfer
Record Updated	Dec 07, 2021
Title Company	UKN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$624.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1142 WESTOVER TER, 1142, ASHEBORO, NC 27205-4157

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 WAGNER ST, TROUTMAN, NC 28166-8609

Mortgage

Document Number	27491005
Date	Oct 29, 2020
Instrument	2749/1005

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	May 23, 2017
Property Address	321 WAGNER ST, TROUTMAN, NC 28166-8609
Document Number	2491261
Book / Page	002491 / 000261
Instrument Date	May 23, 2017
Transaction Type	Transfer
Record Updated	Jul 04, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$500.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	321 WAGNER ST TROUTMAN NC 281668609, TROUTMAN, NC 28166-8609

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	IREDELL NC
Recording Date	Jun 21, 2017
Property Address	321 WAGNER ST, TROUTMAN, NC 28166-8609
Document Number	2496468
Book / Page	002496 / 000468
Instrument Date	May 23, 2017
Transaction Type	Transfer
Record Updated	Jul 14, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5292 MOORESVILLE NC 281175292, MOORESVILLE, NC 28117-5292

Tax Assessment & Valuation

Source: Iredell County records · Assessment roll updated April 7, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Municipality	Troutman Town
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,541.00	$407,380 (-) Land $40,000 Building $367,380	$407,380 (-) Land $40,000 Building $367,380
2024	$4,541.00	$407,380 (-) Land $40,000 Building $367,380	$407,380 (-) Land $40,000 Building $367,380
2023	$4,541.00 (+56.69%)	$407,380 (+66.12%) Land $40,000 Building $367,380	$407,380 (+66.12%) Land $40,000 Building $367,380
2022	$2,898.00	$245,230 Land $15,000 Building $230,230	$245,230 Land $15,000 Building $230,230

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Iredell County (37097C), updated January 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370970612023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 3,846 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 89 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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