321 W Spring St, Bluffton, IN 46714 Property Records

Wells County property record for 321 W Spring St, Bluffton, IN 46714

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,344 sqft · built 1998
Lot Size	0.289 acres (12,589 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Nov 2021)
Tax Bill	$940 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Sep 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`90-08-04-503-072.000-004`

Property Details

APN / Parcel Number

Primary APN	`90-08-04-503-072.000-004`
Alternative APNs	`00001548180` `0100722000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Mobile Home
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	12,589 sqft (0.289 acres)
Lot Dimensions	84 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001548180
Street Address	321 W SPRING ST
City	BLUFFTON
State	IN
Zip	46714-3532
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	OAK PARK 09-26-12 4-0 OAK PARK 10-26-12
Legal Subdivision	OAK PARK ADD
Jurisdiction	WELLS IN
Township / Civil Division	HARRISON
Census Block Group	2
Census Block	2028
Census Tract	40600

Owner

Source: Wells County records, as of June 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	321 W SPRING ST, BLUFFTON, IN 46714-3532
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Warranty Deed, Transfer · Conventional Mortgage THREE RIVERS FCU
Sep 21, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2021 · Amount on Record
Deed Sale	Nov 18, 2021 · Amount on Record
Deed Document Number	20215323
Prior Transfer Date	Sep 15, 2017
Prior Transfer Doc	0020171134
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Nov 18, 2021
Property Address	321 W SPRING ST, BLUFFTON, IN 46714-3532
Document Number	0020215323
Instrument Date	Nov 12, 2021
Instrument	20215323
Transaction Type	Transfer
Record Updated	Feb 14, 2023
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 W SPRING ST, BLUFFTON, IN 46714-3532

Mortgage

Document Number	0020215324
Date	Nov 18, 2021
Instrument	20215324

Lender

Name	THREE RIVERS FCU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	4.5%

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WELLS IN
Recording Date	Sep 21, 2017
Property Address	321 W SPRING ST, BLUFFTON, IN 46714-3532
Document Number	0020171134
Instrument Date	Sep 15, 2017
Instrument	20171134
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 W SPRING ST, BLUFFTON, IN 46714-3532

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bluffton City
County	Wells County
County Subdivision	Harrison Township
Unified School District	Bluffton-Harrison Metropolitan School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$940.00 (+25.5%) Homeowner's exemption	$138,400 (+21.94%) Land $18,300 Building $120,100	$138,400 (+21.94%) Land $18,300 Building $120,100
2024	$749.00 (+61.08%)
2023		$113,500 (+16.29%) Land $18,300 Building $95,200	$113,500 (+16.29%) Land $18,300 Building $95,200
2022	$465.00	$97,600 Land $12,800 Building $84,800	$97,600 Land $12,800 Building $84,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON UTILITIES WATER DEPT serves 10,298 people · EPA ID IN5290001
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Craigville Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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