Milford City property record for 321 W River St, Milford, CT 06461
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,034 sqft · built 1956 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $210,000 (Aug 2012) |
| Tax Bill | $5,220 (2025) |
| Deeds & Mortgages | Nov 2022 Refinance Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | MILF M:76 B:918-A L:7 |
| Primary APN | MILF M:76 B:918-A L:7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,034 sqft Living Area |
| Gross Area | 1,384 sqft |
| 1st Floor Area | 1,034 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,098 sqft (0.14 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 11982 |
|---|---|
| Street Address | 321 W RIVER ST |
| City | MILFORD |
| State | CT |
| Zip | 06461-2631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7.5 |
| Legal Block | 918-A |
| Legal Lot Number | 7 |
| Jurisdiction | MILFORD CT |
| Township / Civil Division | MILFORD |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 150700 |
321 W River St is owned by an individual who bought it in August 2012.
Source: Milford City records, as of September 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1934 W RIVERSIDE AVE, NEWMAN LAKE, WA 99025 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 7, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance MILFORD BANK |
| Sep 10, 2019 | Deed of Trust, Mortgage · Balloon Mortgage PEOPLES UNITED BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2012 · Amount on File |
| Deed Sale | Aug 7, 2012 · Amount on File |
| Prior Sale | Dec 3, 2007 · Amount on File |
| Deed Document Number | 201223 |
| Deed Book / Page | 3482 / 561 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILFORD CT |
| Property Address | 321 W RIVER ST, MILFORD, CT 06461-2631 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2025 |
| Name | Verified Name |
|---|
| Document Number | 004040-386 |
|---|---|
| Date | Nov 7, 2022 |
| Book Page | 4040/386 |
| Instrument | 8371 |
| Name | MILFORD BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILFORD CT |
| Property Address | 321 W RIVER ST, MILFORD, CT 06461-2631 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3837-632 |
|---|---|
| Date | Sep 10, 2019 |
| Book Page | 3837/632 |
| Name | PEOPLES UNITED BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
The 2025 property tax bill for 321 W River St was $5,220.
Source: Milford City assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Consolidated City | Milford City |
| Unified School District | Milford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,220.00 | $176,640 Land $86,910 Building $89,730 | $252,343 Land $124,157 Building $128,186 |
| 2023 | $4,799.00 | $176,640 Land $86,910 Building $89,730 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 321 W River St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 321 W River St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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