321 W Main St, Wabash, IN 46992 Property Records

Wabash County property record for 321 W Main St, Wabash, IN 46992

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,273 sqft · built 1910
Lot Size	0.098 acres (4,246 sqft)
Owner	Individual Name on File
Tax Bill	$1,550 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`85-14-11-303-044.000-009`

Property Details

APN / Parcel Number

Primary APN	`85-14-11-303-044.000-009`
Alternative APNs	`00650753009` `0120370700`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,273 sqft Living Area
1st Floor Area	823 sqft
Attic	Attic
Attic Area	450 sqft
Basement Area	208 sqft
Unfinished Basement	208 sqft
Family Room	Family Room

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1939
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	4,246 sqft (0.098 acres)
Lot Dimensions	121 ft deep x 35 ft wide
Garage Type	Mixed
Garage Area	248 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00650753009
Street Address	321 W MAIN ST
City	WABASH
State	IN
Zip	46992-3022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTERN 2' LOT 43 WESTERN PT LOT 44
Legal Subdivision	WESTERN ADD
Legal Lot Number	43,44
Jurisdiction	WABASH IN
Township / Civil Division	NOBLE
Census Block Group	3
Census Block	3019
Census Tract	102800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Wabash Historic District listed 1988 · 283 contributing resources · NRIS 88000447

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

321 W Main St is owned and occupied by an individual.

Source: Wabash County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	321 W MAIN ST, WABASH, IN 46992-3022
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 12, 2017	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASH IN
Property Address	321 W MAIN ST, WABASH, IN 46992-3022
Transaction Type	Mortgage
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R469580
Date	Jul 21, 2021
Instrument	2021R469580

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WABASH IN
Property Address	321 W MAIN ST, WABASH, IN 46992-3022
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R448358
Date	Jun 12, 2017
Instrument	2017R448358

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 321 W Main St was $1,550, up 25.8% from the year before.

Source: Wabash County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wabash County
County Subdivision	Noble Township
Municipality	Wabash City
Unified School District	Wabash City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,550.00 (+25.81%)	$76,300 Land $4,200 Building $72,100	$76,300 Land $4,200 Building $72,100
2024	$1,232.00
2023		$59,500 (+9.98%) Land $4,200 Building $55,300	$59,500 (+9.98%) Land $4,200 Building $55,300
2022	$1,082.00	$54,100 Land $3,400 Building $50,700	$54,100 Land $3,400 Building $50,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 W Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 321 W Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - WABASH private · serves 12,140 people · EPA ID IN5285003
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	38 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Good Connections.

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