321 W Harrison St, Millstadt, IL 62260 Property Records

St. Clair County property record for 321 W Harrison St, Millstadt, IL 62260

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,120 sqft · built 1900
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on Record
Last Sale	$127,000 (Mar 2025)
Tax Bill	$3,146 (2025)
Deeds & Mortgages	May 2021 Mortgage Nov 2020 Transfer + 1 more
APN	`12-09-0-456-014`

Property Details

APN / Parcel Number

Primary APN	`12-09-0-456-014`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,120 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1975
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	3,049 sqft (0.07 acres)
Porch	Porch
Porch Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	321 W HARRISON ST
City	MILLSTADT
State	IL
Zip	62260-1713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RANDLEMANS 4TH ADD LOT/SEC-180 S 60 FT OF LOT 180 IN A02843050
Legal Subdivision	RANDLEMANS 4TH ADD
Legal Block	456
Legal Lot Number	180
Jurisdiction	ST CLAIR IL
Township / Civil Division	MILLSTADT
Census Block Group	4
Census Block	4051
Census Tract	503203

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	321 W HARRISON ST, MILLSTADT, IL 62260-1713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Deed of Trust, Mortgage · Commercial Mortgage STATE BANK OF WATERLOO
Nov 10, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 27, 2017	Deed of Trust, Mortgage · Line of Credit FIRST FED'L SVGS BK OF MASCOUT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2025 · Amount on Record
Deed Sale	Mar 24, 2025 · Amount on Record
Deed Document Number	20252843050
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	321 W HARRISON ST, MILLSTADT, IL 62260-1713
Transaction Type	Mortgage
Record Updated	Jun 7, 2021
Title Company	ACCENT TITLE, ACCENT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A02700331
Date	May 18, 2021
Instrument	A02700331

Lender

Name	STATE BANK OF WATERLOO
Type	Bank
Address	WATERLOO, IL 62298

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	215 Months
Due	Apr 4, 2039

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	Nov 10, 2020
Property Address	321 W HARRISON ST, MILLSTADT, IL 62260-1713
Document Number	00A2675173
Instrument Date	Nov 6, 2020
Instrument	2675173
Transaction Type	Transfer
Record Updated	Dec 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	101 CASS ST WATERLOO IL 622984525, WATERLOO, IL 62298-4525

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	321 W HARRISON ST, MILLSTADT, IL 62260-1713
Document Number	00A2563326
Instrument Date	Dec 27, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 W HARRISON ST MILLSTADT IL 622601713, MILLSTADT, IL 62260-1713

Mortgage

Document Number	00A2563326
Date	Dec 29, 2017
Instrument	2563326

Lender

Name	FIRST FED'L SVGS BK OF MASCOUT
Address	101 W MAIN ST, MASCOUTAH, IL 62258-2032

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Dec 28, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Millstadt Township
Municipality	Millstadt Village
Secondary School District	Belleville Township High School District 201 (09 - 12)
Elementary School District	Millstadt Consolidated Community School District 160 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,146.00 (+13.21%)	$43,939 (+14.81%) Land $4,198 Building $39,741	$131,817 (+14.81%) Land $12,594 Building $119,223
2024	$2,779.00 (+27.42%)	$38,270 (+20.76%) Land $4,256 Building $34,014	$114,810 (+20.76%) Land $12,768 Building $102,042
2022		$31,691 Land $3,525 Building $28,166	$95,073 Land $10,575 Building $84,498
2019	$2,181.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2024 · Severe Storms, Tornadoes, Straight-line Winds, And Floodng

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILLSTADT serves 4,071 people · EPA ID IL1630850
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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