321 W Front St, Three Forks, MT 59752 Property Records

Gallatin County property record for 321 W Front St, Three Forks, MT 59752

Property Summary

Property Type	Mobile Home
Details	4 bd · 2 ba · 1,716 sqft · built 1994
Lot Size	0.164 acres (7,144 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,130 (Mar 2022)
Tax Bill	$1,517 (2026)
Deeds & Mortgages	Mar 2020 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`00RDC32513`

Property Details

APN / Parcel Number

Primary APN	`00RDC32513`
Alternative APNs	`06-1105-26-4-78-24-0000` `R0625408`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,716 sqft Living Area
1st Floor Area	1,716 sqft
Family Room	Family Room

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2005
Architectural Style	Mobile Home
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,144 sqft (0.164 acres)
Lot Dimensions	143 ft deep x 50 ft wide
Deck Area	202 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00RDC32513
Street Address	321 W FRONT ST
City	THREE FORKS
State	MT
Zip	59752-9155
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	HEADWATERS ADD, S26, T02 N, R01 E, BLOCK 7, LOT 7, ACRES 0.164, PLAT J-167-A
Legal Range	01E
Legal Township	02N
Legal Section	26
Legal Subdivision	HEADWATERS ADD
Legal Block	7
Legal Lot Number	7
Jurisdiction	GALLATIN MT
Township / Civil Division	THREE FORKS
Census Block Group	3
Census Block	3080
Census Tract	300

Owner

Source: Gallatin County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 780, THREE FORKS, MT 59752-0780
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage KEN SHEPHERD
Mar 31, 2022	Warranty Deed, Transfer · Conventional Mortgage OPPORTUNITY BANK OF MT
Mar 11, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST SECURITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2022 · Amount on Record
Deed Sale	Mar 31, 2022 · Amount on Record
Prior Sale	Mar 11, 2020 · Amount on Record
Deed Document Number	20222771627
Prior Transfer Date	Apr 2, 2010
Prior Transfer Doc	0002360099
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	321 W FRONT ST, THREE FORKS, MT 59752-9155
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	MONTANA TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002675586
Date	Mar 11, 2020
Instrument	2675586

Lender

Name	KEN SHEPHERD
Type	Private Party
Address	3508 LARAMIE DR STE 1, BOZEMAN, MT 59718

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 11, 2025

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Mar 31, 2022
Property Address	321 W FRONT ST, THREE FORKS, MT 59752-9155
Document Number	0002771627
Instrument Date	Mar 30, 2022
Instrument	2771627
Transaction Type	Transfer
Record Updated	Apr 13, 2022
Title Company	MONTANA TITLE AND ESCROW, MONTANA TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 780, THREE FORKS, MT 59752-0780

Mortgage

Document Number	0002771628
Date	Mar 31, 2022
Instrument	2771628

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Mar 11, 2020
Property Address	321 W FRONT ST, THREE FORKS, MT 59752-9155
Document Number	2675583
Map Reference	PL J-167-A
Instrument Date	Mar 11, 2020
Instrument	2675583
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	MONTANA TITLE AND ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 W FRONT ST, THREE FORKS, MT 59752-9155

Mortgage

Document Number	2675584
Date	Mar 11, 2020
Instrument	2675584

Lender

Name	FIRST SECURITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2027
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	9.52%
Index	1-Year CMT
Margin	3
Max Rate	9.62%

Mortgage

Document Number	2675586
Date	Mar 11, 2020
Instrument	2675586

Lender

Name	KEN SHEPHERD
Type	Private Party
Address	3508 LARAMIE DR STE 1, BOZEMAN, MT 59718

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Mar 11, 2025

Tax Assessment & Valuation

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Municipality	Three Forks City
Elementary School District	Three Forks Elementary School District (PK - 08)
Secondary School District	Three Forks High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,517.00 (+12.87%)	$372,000 (-)	$372,000 (-) Land $54,443 Building $317,557
2025	$1,344.00 (-45.61%)	$372,000 (+4.52%)	$372,000 (+4.52%) Land $54,443 Building $317,557
2023	$2,471.00	$355,900	$355,900 Land $88,387 Building $267,513

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 51 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	2 (2002–2024)
Most Recent Claim	Mar 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF THREE FORKS serves 1,900 people · EPA ID MT0000343
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	10 / 1

May also be available: Global Net, Verizon.

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