321 W Front St, Ovid, MI 48866 Property Records

Clinton County property record for 321 W Front St, Ovid, MI 48866

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 968 sqft
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (Mar 2018)
Tax Bill	$1,335 (2025)
Deeds & Mortgages	Mar 2018 Sale & Mortgage Dec 2017 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`580-000-044-010-00`

Property Details

APN / Parcel Number

Primary APN	`580-000-044-010-00`
Alternative APN	`12100004401000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	968 sqft Living Area
1st Floor Area	968 sqft

Exterior

Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	112 ft deep x 92 ft wide
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	200 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	321 W FRONT ST
City	OVID
State	MI
Zip	48866-9615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA -1
Legal Description	LOTS 10 & 11 EXC THE W 10 FT OF LOT 11, MILL LOTS, OVID.
Legal Subdivision	MILL LOTS
Legal Lot Number	10-11
Jurisdiction	CLINTON MI
Township / Civil Division	OVID
Census Block Group	3
Census Block	3010
Census Tract	11001

Owner

Source: Clinton County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	321 W FRONT ST, OVID, MI 48866-9615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2018	Warranty Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Dec 6, 2017	Intrafamily Transfer, Transfer
Aug 17, 2017	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2018 · Amount on File
Deed Sale	Mar 28, 2018 · Amount on File
Deed Document Number	20185264939
Prior Transfer Date	Oct 23, 2017
Prior Transfer Doc	0005261413
Record Updated	Oct 29, 2026

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Mar 28, 2018
Property Address	321 W FRONT ST, OVID, MI 48866-9615
Document Number	5264939
Map Reference	LB21 PG367
Instrument Date	Mar 19, 2018
Instrument	5264939
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NATIONAL TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$602.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	321 W FRONT ST, 321, OVID, MI 48866-9615

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8765 N MERIDIAN RD, ELSIE, MI 48831-9480

Mortgage

Document Number	5264940
Date	Mar 28, 2018
Instrument	5264940

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLINTON MI
Recording Date	Dec 6, 2017
Property Address	321 W FRONT ST, OVID, MI 48866-9615
Document Number	0005261413
Instrument Date	Oct 23, 2017
Instrument	5261413
Transaction Type	Transfer
Record Updated	Apr 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 W FRONT ST, OVID, MI 48866-9615

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLINTON MI
Recording Date	Aug 17, 2017
Property Address	321 W FRONT ST, OVID, MI 48866-9615
Document Number	0005257265
Instrument Date	Aug 10, 2017
Instrument	5257265
Transaction Type	Transfer
Record Updated	Apr 22, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	321 W FRONT ST, OVID, MI 48866-9615

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
Municipality	Ovid City
Unified School District	Ovid-Elsie Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,800 (+4.95%) Land $8,500 Building $59,300	$135,600 (+4.95%) Land $17,000 Building $118,600
2025	$1,335.00 (-30.72%) Homeowner's exemption	$64,600 (+27.17%) Land $4,500 Building $60,100	$129,200 (+27.17%) Land $9,000 Building $120,200
2024	$1,927.00 (+10.75%)
2023	$1,740.00 Homeowner's exemption	$50,800	$101,600
2022	$1,740.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1981)
Most Recent Claim	Oct 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OVID serves 1,612 people · EPA ID MI0005100
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: DayStarr.

Nearby Properties on W Front St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures