321 W Front St, Findlay, OH 45840 Property Records

Hancock County property record for 321 W Front St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	6 bd · 1.5 ba · 2,676 sqft · built 1902
Lot Size	0.23 acres (10,001 sqft)
Owner	Company Name on Record
Last Sale	$85,000 (Dec 2023)
Tax Bill	$1,217 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`1010-134-16-005.000`

Property Details

APN / Parcel Number

Primary APN	`1010-134-16-005.000`
Alternative APN	`560000170710`

Interior

Bedrooms	6 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,676 sqft Living Area
1st Floor Area	2,455 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Porch	Slab
Porch Area	664 sqft
Canopy	168 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	321 W FRONT ST
City	FINDLAY
State	OH
Zip	45840-3411
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ADDITION THE LOT 498
Legal Subdivision	ADDITION THE
Legal Lot Number	498
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	3
Census Block	3007
Census Tract	902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Findlay Downtown Historic District listed 1985 · 263 contributing resources · NRIS 85000402

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7430 TIMBERSTONE DR, A, FINDLAY, OH 45840-7360
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2023 · Amount on Record
Deed Sale	Dec 12, 2023 · Amount on Record
Prior Sale	Sep 26, 2008 · Amount on Record
Deed Document Number	20238217
Deed Book / Page	2607 / 3816
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Dec 12, 2023
Property Address	321 W FRONT ST, FINDLAY, OH 45840-3411
Document Number	02607/3816
Book / Page	2607 / 3816
Instrument Date	Nov 30, 2023
Instrument	202300008217
Transaction Type	Transfer
Record Updated	Dec 25, 2023
Title Company	MID S TITLE AGENCY, MID AM TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 W MAIN CROSS ST, FINDLAY, OH 45840-3315
Investor	Possibly a Property Investor

Mortgage

Document Number	202300008219
Date	Dec 12, 2023
Instrument	202300008219

Lender

Name	CITIZENS NATIONAL BANK (BLUFFTON OH
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 30, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,217.00 (+11.96%)	$38,700 (+3%) Land $5,320 Building $33,380	$110,570 (+30.01%) Land $15,210 Building $95,360
2023	$1,087.00 (+0.37%)	$29,770 (-) Land $4,100 Building $25,670
2022	$1,083.00	$29,770 Land $4,100 Building $25,670	$85,050 Land $11,700 Building $73,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2007)
Most Recent Claim	Aug 2007 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Amplex Wireless, MetaLINK Technologies.

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