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321 W Franklin St, Wheaton, IL 60187 Property Records

DuPage County property record for 321 W Franklin St, Wheaton, IL 60187

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,314 sqft · built 1897
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$337,500 (Nov 2015)
Tax Bill$9,056 (2025)
Deeds & MortgagesOct 2019 Line of Credit
Jan 2017 Transfer
Flood ZoneZone X (minimal risk)
APN05-16-115-009

Property Details

APN / Parcel Number

Primary APN05-16-115-009

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,314 sqft Living Area
Basement Area795 sqft
Finished Basement795 sqft

Exterior

Year BuiltBuilt 1897
Effective Year BuiltEffective 1897
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions13.2 ft deep x 5.7 ft wide
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area526 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address321 W FRANKLIN ST
CityWHEATON
StateIL
Zip60187-4005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionMALLORYS ADD E 57 1/2 FT OF W 222 1/2 FT OF S 132 FT
Legal SubdivisionMALLORYS ADD
Legal Block12
JurisdictionDU PAGE IL
Township / Civil DivisionMILTON
Census Block Group1
Census Block1020
Census Tract842500

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address321 W FRANKLIN ST, WHEATON, IL 60187-4005
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2019Deed of Trust, Mortgage · Line of Credit
JPMORGAN CHASE BANK NA
Jan 18, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 24, 2015 · Amount on Record
Deed SaleNov 24, 2015 · Amount on Record
Deed Document Number2015128910
Last Transfer DateJan 4, 2017
Transfer Doc0000006088
Record UpdatedSep 20, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address321 W FRANKLIN ST, WHEATON, IL 60187-4005
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000098453
DateOct 28, 2019
InstrumentR2019-098453
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueNov 1, 2049
Interest
Rate TypeAdjustable Rate
Rate5.63%
Change FrequencyMonthly

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDU PAGE IL
Recording DateJan 18, 2017
Property Address321 W FRANKLIN ST, WHEATON, IL 60187-4005
Document Number0000006088
Instrument DateJan 4, 2017
Instrument6088
Transaction TypeTransfer
Record UpdatedFeb 3, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address321 W FRANKLIN ST WHEATON IL 601874005, WHEATON, IL 60187-4005

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionMilton Township
MunicipalityWheaton City
Unified School DistrictCommunity Unit School District 200 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,056.00 (+8.66%)$157,517 (+24.68%) Land $36,610 Building $120,907$472,551 (+24.68%) Land $109,830 Building $362,721
2022$8,334.00 Homeowner's exemption$126,340 Land $29,360 Building $96,980$379,020 Land $88,080 Building $290,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims67 (1978–2020)
Claims Outside the SFHA37 of 67
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 14 claims
  • Severe Storms And Flooding, Jul 2010 · 16 claims
  • Severe Storms & Flooding, Aug 1987 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHEATON
serves 53,970 people · EPA ID IL0431050
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionJun 2024
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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