321 W Elm St, Walnut Ridge, AR 72476 Property Records

Lawrence County property record for 321 W Elm St, Walnut Ridge, AR 72476

Property Summary

Property Type	Single Family Home
Details	1 ba · 644 sqft
Owner	Company Name on File
Last Sale	$45,000 (Oct 2018)
Tax Bill	$651 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`850-00025-000-C`

Property Details

APN / Parcel Number

Primary APN	`850-00025-000-C`
Alternative APN	`18232`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	644 sqft Living Area
1st Floor Area	644 sqft
Flooring	Softwood

Exterior

Exterior Material	Other
Construction Type	Frame
Foundation Type	Open Piers
Roof Type	Gable
Roof Material	Metal
Lot Width	75.7 ft Width
Garage Type	Detached
Garage Area	432 sqft

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Patio Area	294 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	321 W ELM ST
City	WALNUT RIDGE
State	AR
Zip	72476-2345
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 & W 1/2 12
Legal Subdivision	WR0010 - WALNUT RIDGE ORIGINAL
Legal Block	5
Jurisdiction	LAWRENCE AR
Township / Civil Division	CAMPBELL
Census Block Group	3
Census Block	3023
Census Tract	470502

Owner

321 W Elm St is owned by a company that bought it in October 2018.

Source: Lawrence County records, as of October 6, 2026

Owner of Record	Company Name on File
Mailing Address	37 KERE TRCE, CHEROKEE VILLAGE, AR 72529-2603
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Deed of Trust, Mortgage · Commercial Mortgage BANK OF SALEM
Oct 22, 2018	Warranty Deed, Transfer · Line of Credit RIVER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2018 · Amount on File
Deed Sale	Oct 22, 2018 · Amount on File
Prior Sale	Dec 27, 1994
Deed Book / Page	2018 / 10159
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE AR
Property Address	321 W ELM ST, WALNUT RIDGE, AR 72476-2345
Transaction Type	Mortgage
Record Updated	Feb 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 244, ASH FLAT, AR 72513-0244

Mortgage

Document Number	002022/744
Date	Jan 21, 2022
Book Page	2022/744

Lender

Name	BANK OF SALEM
Type	Bank
Address	SALEM, AR 72576

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jan 12, 2027

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE AR
Recording Date	Oct 22, 2018
Property Address	321 W ELM ST, WALNUT RIDGE, AR 72476-2345
Document Number	2018/10159
Book / Page	2018 / 10159
Instrument Date	Oct 20, 2018
Transaction Type	Transfer
Record Updated	Oct 8, 2021
Title Company	NOT AVAILABLE, MULLEN ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$148.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	532 METHODIST ST, 532, RED OAK, TX 75154-4220

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	910 NW 5TH ST, WALNUT RIDGE, AR 72476-1305

Mortgage

Document Number	201810162
Date	Oct 22, 2018
Instrument	2018/10162

Lender

Name	RIVER BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Oct 19, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 321 W Elm St was $651, down 1.4% from the year before.

Source: Lawrence County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Lawrence County
Municipality	Walnut Ridge City
Unified School District	Lawrence County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$14,377 (-) Land $3,195 Building $11,182	$71,885 Land $15,975 Building $55,910
2025	$651.00 (-1.36%)	$14,377 Land $3,195 Building $11,182
2024	$660.00
2023	$660.00	$14,377 Land $3,195 Building $11,182	$71,885 Land $15,975 Building $55,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 321 W Elm St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective December 18, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Jun 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 W Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Arkansas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALNUT RIDGE WATERWORKS serves 5,823 people · EPA ID AR0000309
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Right Fiber.

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