321 W Division St, Mount Vernon, MO 65712 Property Records

Lawrence County property record for 321 W Division St, Mount Vernon, MO 65712

Property Summary

Property Type	Apartments (5+ Units)
Details	2 bd · 2,590 sqft · built 1977
Lot Size	0.284 acres (12,375 sqft)
Owner	Company Name on File
Last Sale	$366,500 (Aug 2026)
Tax Bill	$2,019 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jul 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`099031002026012000`

Property Details

APN / Parcel Number

Primary APN	`099031002026012000`

Interior

Bedrooms	2 Beds
Total Rooms	4 Rooms
Units	6 Units
Building Area	2,590 sqft Living Area
1st Floor Area	2,590 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,375 sqft (0.284 acres)
Lot Dimensions	165 ft deep x 74.5 ft wide
Deck Area	49 sqft

Location & Zoning

Street Address	321 W DIVISION ST
City	MOUNT VERNON
State	MO
Zip	65712-1771
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	W77' LTS 13 & 14 EX THE W2.5' THEREOF GLENWOOD ADD - MT VERNON
Legal Range	26
Legal Township	28
Legal Section	31
Legal Subdivision	GLENWOOD ADD
Legal Lot Number	13,14
Jurisdiction	LAWRENCE MO
Township / Civil Division	MOUNT VERNON
Census Block Group	1
Census Block	1043
Census Tract	470202

Owner

321 W Division St, a residential property, is owned by a company that bought it in August 2026.

Source: Lawrence County records, as of September 1, 2026

Owner of Record	Company Name on File
Mailing Address	1660 E KEARNEY ST, SPRINGFIELD, MO 65803-4106
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Warranty Deed, Transfer · Line of Credit BLUCURRENT CREDIT UNION
Jul 10, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 10, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2026 · Amount on File
Deed Sale	Aug 19, 2026 · Amount on File
Prior Sale	Jul 10, 2026
Deed Document Number	20264524
Deed Book / Page	2026 / 4524
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	Aug 19, 2026
Property Address	321 W DIVISION ST, MOUNT VERNON, MO 65712-1771
Document Number	0000004524
Book / Page	2026 / 4524
Instrument Date	Aug 12, 2026
Instrument	20264524
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	1660 E KEARNEY ST, SPRINGFIELD, MO 65803-4106
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004525,
Date	Aug 19, 2026
Book Page	2026/4525
Instrument	20264525

Lender

Name	BLUCURRENT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months

Interest

Max Rate	-1%

July 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	Jul 10, 2026
Property Address	321 W DIVISION ST, MOUNT VERNON, MO 65712-1771
Document Number	0000003750
Book / Page	2026 / 3750
Instrument Date	Jul 10, 2026
Instrument	20263750
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

July 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAWRENCE MO
Recording Date	Jul 10, 2026
Property Address	321 W DIVISION ST, MOUNT VERNON, MO 65712-1771
Document Number	0000003740
Book / Page	2026 / 3740
Instrument Date	Jul 9, 2026
Instrument	20263740
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 321 W Division St was $2,019, up % from the year before.

Source: Lawrence County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lawrence County
Municipality	Mount Vernon City
Unified School District	Mount Vernon R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,080 (-) Land $1,500 Building $39,580
2025	$2,019.00 (+0.05%)	$41,080 Land $1,500 Building $39,580	$195,684
2024	$2,018.00 (+9.85%)
2023	$1,837.00 (+7.49%)	$37,180 Land $1,500 Building $35,680	$195,684
2022	$1,709.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 321 W Division St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 W Division St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON PWS serves 4,575 people · EPA ID MO5010553
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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