321 W Derby Ave, Sterling, VA 20164 Property Records

Loudoun County property record for 321 W Derby Ave, Sterling, VA 20164

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,536 sqft · built 1972
Lot Size	0.21 acres (9,147 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (May 2021)
Tax Bill	$4,940 (2026)
Deeds & Mortgages	Feb 2022 Transfer May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`021-27-6002-000`

Property Details

APN / Parcel Number

Primary APN	`021-27-6002-000`
Alternative APN	`81 F8B 2409`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,536 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	336 sqft
Finished Basement	336 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1995
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,147 sqft (0.21 acres)

Exterior Amenities

Pool Area	648 sqft
Porch	Open Porch
Porch Area	132 sqft
Patio Area	120 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	321 W DERBY AVE
City	STERLING
State	VA
Zip	20164-3808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDH3
Legal Description	STERLING PARK SEC.8 BLK.B LOT 2409 2257--2304 1708-2185 BROYHILLS ADDN
Legal Subdivision	BROYHILLS ADDN
Legal Block	B
Legal Lot Number	2409
Jurisdiction	LOUDOUN VA
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2006
Census Tract	611502

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	321 W DERBY AVE, STERLING, VA 20164-3808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Intrafamily Transfer, Transfer
May 28, 2021	Warranty Deed, Transfer · FHA Mortgage NFM LEDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2021 · Amount on Record
Deed Sale	May 28, 2021 · Amount on Record
Deed Document Number	202161176
Last Transfer Date	Dec 27, 2021
Transfer Doc	0000010407
Record Updated	Oct 29, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOUDOUN VA
Recording Date	Feb 18, 2022
Property Address	321 W DERBY AVE, STERLING, VA 20164-3808
Document Number	0000010407
Instrument Date	Dec 27, 2021
Instrument	202202180010407
Transaction Type	Transfer
Record Updated	Mar 16, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 W DERBY AVE, STERLING, VA 20164-3808

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	May 28, 2021
Property Address	321 W DERBY AVE, STERLING, VA 20164-3808
Document Number	202105280061176
Instrument Date	May 27, 2021
Instrument	202105280061176
Transaction Type	Transfer
Record Updated	Jun 16, 2021
Title Company	JDM TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 W DERBY AVE, STERLING, VA 20164-3808

Mortgage

Document Number	202105280061177
Date	May 28, 2021
Instrument	202105280061177

Lender

Name	NFM LEDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,940.00 (+1.94%)	$613,690 (+10.8%) Land $233,800 Building $379,890	$613,690 (+10.8%) Land $233,800 Building $379,890
2023	$4,846.00	$553,880 Land $208,800 Building $345,080	$553,880 Land $208,800 Building $345,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2014–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2020 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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