321 W Cascade Way, Spokane, WA 99208 Property Records

Spokane County property record for 321 W Cascade Way, Spokane, WA 99208

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,336 sqft · built 1959
Lot Size0.248 acres (10,800 sqft)
OwnerIndividual Name on Record
Last Sale$430,000 (Sep 2022)
Tax Bill$4,252 (2026)
Deeds & MortgagesSep 2022 Sale & Mortgage
Jan 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN36194.0405

Property Details

APN / Parcel Number

Primary APN36194.0405

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,336 sqft Living Area
Gross Area3,232 sqft
1st Floor Area1,376 sqft
Basement Area716 sqft
Finished Basement300 sqft
Unfinished Basement416 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 2015
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,800 sqft (0.248 acres)
Lot Dimensions120 ft deep x 90 ft wide
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
Patio Area216 sqft
Canopy216 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address321 W CASCADE WAY
CitySPOKANE
StateWA
Zip99208-6007
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR
Legal DescriptionCOZZA 7TH L5 B1
Legal Range43E
Legal Township26N
Legal Section19
Legal SubdivisionCOZZA ADD 07
Legal Block1
Legal Lot Number5
JurisdictionSPOKANE WA
Township / Civil DivisionSPOKANE
Census Block Group1
Census Block1029
Census Tract10901

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address321 W CASCADE WAY, SPOKANE, WA 99208-6007
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2022Warranty Deed, Transfer · Conventional Mortgage
INSTAMORTGAGE INC
Jan 4, 2018Warranty Deed, Transfer · VA Mortgage
USAA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2022 · Amount on Record
Deed SaleSep 30, 2022 · Amount on Record
Prior SaleJan 4, 2018 · Amount on Record
Deed Document Number20227243686
Record UpdatedOct 29, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateSep 30, 2022
Property Address321 W CASCADE WAY, SPOKANE, WA 99208-6007
Document Number0007243686
Map ReferenceVOL 5 PG 33
Instrument DateSep 26, 2022
Instrument7243686
Transaction TypeTransfer
Record UpdatedNov 1, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,885.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 W CASCADE WAY, SPOKANE, WA 99208-6007

Mortgage

Document Number0007243687
DateSep 30, 2022
Instrument7243687
Lender
NameINSTAMORTGAGE INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateJan 4, 2018
Property Address321 W CASCADE WAY, SPOKANE, WA 99208-6007
Document Number0006672491
Instrument DateDec 28, 2017
Instrument6672491
Transaction TypeTransfer
Record UpdatedJan 9, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$4,079.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address321 W CASCADE WAY SPOKANE WA 992086007, SPOKANE, WA 99208-6007

Mortgage

Document Number6672492
DateJan 4, 2018
Instrument6672492
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 3, 2048

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
Unified School DistrictMead School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,252.00 (+2.09%)$448,000 (-4.92%) Land $90,000 Building $358,000$448,000 (-4.92%) Land $90,000 Building $358,000
2025$4,165.00 (-5.02%)
2024$471,200 (+40.36%) Land $50,000 Building $421,200$471,200 (+40.36%) Land $50,000 Building $421,200
2023$4,385.00 (+13.75%)$335,700 Land $55,000 Building $280,700$335,700 Land $55,000 Building $280,700
2022$3,855.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimFeb 2017 · Severe Winter Storms, Flooding, Landslides, Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPO CO WATER DIST 3 SYS 3
serves 3,768 people · EPA ID WA5393353
Water SourceGroundwater
Last State InspectionNov 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
TDS Telecom
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
Wind Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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