321 W Benson St, Cincinnati, OH 45215 Property Records

Hamilton County property record for 321 W Benson St, Cincinnati, OH 45215

Property Summary

Property Type	Store with Apartments
Details	3,159 sqft · built 1913
Lot Size	0.074 acres (3,223 sqft)
Owner	Company Name on File
Last Sale	$95,000 (Jul 2019)
Tax Bill	$6,006 (2025)
Deeds & Mortgages	May 2022 Mortgage Jun 2021 Line of Credit + 9 more
Flood Zone	Zone X (minimal risk)
APN	`671-0006-0029-00`

Property Details

APN / Parcel Number

Primary APN	`671-0006-0029-00`

Interior

Stories	2 Stories
Building Area	3,159 sqft
1st Floor Area	1,566 sqft
Basement Area	1,566 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Lot Area	3,223 sqft (0.074 acres)
Lot Dimensions	105 ft deep x 30 ft wide

Location & Zoning

Street Address	321 W BENSON ST
City	CINCINNATI
State	OH
Zip	45215-3101
Property Category	Commercial
Property Type	Commercial > Retail > Store with Apartments
Legal Description	321 BENSON 30 X 105 PT LOT 267 OLIVER 2ND SUB
Legal Subdivision	OLIVER 2ND SUB
Legal Lot Number	267
Jurisdiction	HAMILTON OH
Township / Civil Division	READING
Census Block Group	3
Census Block	3020
Census Tract	23201

Owner

321 W Benson St, a commercial property, is owned by a company that acquired it in January 2020.

Source: Hamilton County records, as of July 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	321 W BENSON ST, CINCINNATI, OH 45215-3101
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 19, 2022	Deed of Trust, Mortgage VALLEY CENTRAL BANK
Jun 10, 2021	Deed of Trust, Mortgage · Line of Credit VALLEY CENTRAL BANK
Jun 4, 2021	Deed of Trust, Mortgage VALLEY CENTRAL BANK
Jan 6, 2021	Warranty Deed, Transfer NOT AVAILABLE
May 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage THOMAS J BEQUETTE
Jan 23, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 23, 2020	Quit Claim Deed, Transfer FIRST FIN'L BK&TR
Jan 23, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Dec 17, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 22, 2019	Affidavit of Death, Transfer ATTORNEY ONLY
Jul 22, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2019 · Amount on File
Deed Sale	Jul 22, 2019 · Amount on File
Deed Document Number	201958733
Deed Book / Page	13963 / 71
Last Transfer Date	Jan 22, 2020
Transfer Doc	0000007987
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	321 W BENSON ST, CINCINNATI, OH 45215-3101
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 W BENSON ST, READING, OH 45215-3101

Mortgage

Document Number	0000050274
Date	May 19, 2022
Book Page	14671/1260
Instrument	2022-0050274

Lender

Name	VALLEY CENTRAL BANK
Type	Bank
Address	HAMILTON, OH 45011

Agreement

Amount	Amount on Record
Term	240 Months
Due	May 17, 2042

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	321 W BENSON ST, CINCINNATI, OH 45215-3101
Transaction Type	Mortgage
Record Updated	Jul 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 W BENSON ST, READING, OH 45215-3101

Mortgage

Document Number	0000071311
Date	Jun 10, 2021
Book Page	14436/230
Instrument	2021-0071311

Lender

Name	VALLEY CENTRAL BANK
Type	Bank
Address	HAMILTON, OH 45011

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	11 Months
Due	May 28, 2022

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	321 W BENSON ST, CINCINNATI, OH 45215-3101
Transaction Type	Mortgage
Record Updated	Jul 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 W BENSON ST, READING, OH 45215-3101

Mortgage

Document Number	0000068944
Date	Jun 4, 2021
Book Page	14432/2731
Instrument	2021-0068944

Lender

Name	VALLEY CENTRAL BANK
Type	Bank
Address	HAMILTON, OH 45011

Agreement

Amount	Amount on Record
Term	239 Months
Due	May 28, 2041

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 6, 2021
Property Address	321 W BENSON ST, CINCINNATI, OH 45215-3101
Document Number	0000002159
Book / Page	001428 / 004682
Instrument Date	Dec 18, 2020
Instrument	2159
Transaction Type	Transfer
Record Updated	Mar 23, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	321 W BENSON AVENUE READING CINCINNATI OH 45215, CINCINNATI, OH 45215

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	321 W BENSON ST, CINCINNATI, OH 45215-3101
Document Number	0000066873
Instrument Date	May 20, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 W BENSON ST CINCINNATI OH 452153101, CINCINNATI, OH 45215-3101

Mortgage

Document Number	0000066873
Date	Jul 13, 2020
Book Page	014208/002744
Instrument	66873

Lender

Name	THOMAS J BEQUETTE
Address	4058 MIRA COSTA ST, OCEANSIDE, CA 92056-4610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jul 12, 2025

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 23, 2020
Property Address	321 W BENSON ST, CINCINNATI, OH 45215-3101
Document Number	0000007989
Book / Page	014089 / 001949
Instrument Date	Jan 22, 2020
Instrument	7989
Transaction Type	Transfer
Record Updated	Feb 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 W BENSON ST READING OH 452153101, READING, OH 45215-3101

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 23, 2020
Property Address	321 W BENSON ST, CINCINNATI, OH 45215-3101
Document Number	0000007987
Book / Page	014089 / 001935
Instrument Date	Jan 22, 2020
Instrument	7987
Transaction Type	Transfer
Record Updated	Feb 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 W BENSON ST READING OH 452153101, READING, OH 45215-3101

Mortgage

Document Number	7988
Date	Jan 23, 2020
Book Page	014089/001937
Instrument	7988

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	CINCINNATI, OH 45246

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jan 22, 2035

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 23, 2020
Property Address	321 W BENSON ST, CINCINNATI, OH 45215-3101
Document Number	0000007986
Book / Page	014089 / 001933
Instrument Date	Jan 16, 2020
Instrument	7986
Transaction Type	Transfer
Record Updated	Feb 27, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 W BENSON ST READING OH 45215, READING, OH 45215

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 17, 2019
Property Address	321 W BENSON ST, CINCINNATI, OH 45215-3101
Document Number	0000111642
Book / Page	014065 / 001407
Instrument Date	Dec 9, 2019
Instrument	111642
Transaction Type	Transfer
Record Updated	Feb 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 W BENSON ST READING OH 452153101, READING, OH 45215-3101

July 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	HAMILTON OH
Recording Date	Jul 22, 2019
Property Address	321 W BENSON ST, CINCINNATI, OH 45215-3101
Document Number	0000058731
Book / Page	013963 / 000063
Instrument Date	Jul 11, 2019
Instrument	58731
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	724 DAPHNE CT CINCINNATI OH 452403112, CINCINNATI, OH 45240-3112

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 22, 2019
Property Address	321 W BENSON ST, CINCINNATI, OH 45215-3101
Document Number	0000058733
Book / Page	013963 / 000071
Instrument Date	Jul 11, 2019
Instrument	58733
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$380.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	321 W BENSON ST CINCINNATI OH 452153101, CINCINNATI, OH 45215-3101

Tax Assessment & Valuation

The 2025 property tax bill for 321 W Benson St was $6,006, up 0.2% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Reading City
Unified School District	Reading Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,006.00 (+0.22%)	$71,894 (-) Land $13,391 Building $58,503	$205,410 Land $38,260 Building $167,150
2024	$5,993.00 (-0.18%)	$71,894 (-) Land $13,391 Building $58,503
2023	$6,004.00 (-16.68%)	$71,894 (-3.22%) Land $13,391 Building $58,503	$205,410 Land $38,260 Building $167,150
2022	$7,206.00	$74,288 Land $12,712 Building $61,576
2020			$212,250 Land $36,320 Building $175,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 W Benson St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	14 (1979–2020)
Claims Outside the SFHA	2 of 14
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 321 W Benson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING CITY PWS serves 9,506 people · EPA ID OH3101812
Water Source	Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM
Last State Inspection	Oct 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on W Benson St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures