321 W 5th St S, Snowflake, AZ 85937 Property Records

Navajo County property record for 321 W 5th St S, Snowflake, AZ 85937

Property Summary

Property Type	Single Family Home
Details	1,328 sqft · built 1961
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$157,000 (Jul 2019)
Tax Bill	$359 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`202-11-305A`

Property Details

APN / Parcel Number

Primary APN	`202-11-305A`

Interior

Stories	1 Story
Building Area	1,328 sqft Living Area
1st Floor Area	1,328 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Construction Type	Wood
Roof Material	Metal
Lot Area	9,583 sqft (0.22 acres)
Porch	Open Porch
Porch Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	321 W 5TH ST S
City	SNOWFLAKE
State	AZ
Zip	85937-5512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	ACADEMY ADDN:BEG NE COR BLOCK 14; TH S0DG936 W 114.05; TH S89DG 4718 W 78.33; TH N0DG516 E 113.36; TH N89DG177 E 78.48 TPOB . OUT OF 202-11-305
Legal Range	21E
Legal Township	13N
Legal Section	23
Legal Subdivision	ACADEMY ADDN
Legal Block	14
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	2
Census Block	2003
Census Tract	963300

Owner

321 W 5th St S is owned and occupied by two individuals who bought it in July 2019.

Source: Navajo County records, as of June 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	321 W 5TH ST S, SNOWFLAKE, AZ 85937-5512
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 14, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
May 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 17, 2019	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2019 · Amount on File
Deed Sale	Jul 17, 2019 · Amount on File
Prior Sale	Nov 15, 2016 · Amount on File
Deed Document Number	201910481
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Recording Date	Apr 6, 2026
Property Address	321 W 5TH ST S, SNOWFLAKE, AZ 85937-5512
Document Number	0000004818
Instrument Date	Apr 1, 2026
Instrument	20264818
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 W 5TH ST S, SNOWFLAKE, AZ 85937-5512

Mortgage

Document Number	0000004818,
Date	Apr 6, 2026
Instrument	20264818

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	321 W 5TH ST S, SNOWFLAKE, AZ 85937-5512
Transaction Type	Mortgage
Record Updated	Aug 25, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 W 5TH ST S, SNOWFLAKE, AZ 85937-5512

Mortgage

Document Number	0000010960
Date	Aug 14, 2023
Instrument	2023-10960

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	321 W 5TH ST S, SNOWFLAKE, AZ 85937-5512
Transaction Type	Mortgage
Record Updated	May 10, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 W 5TH ST S, SNOWFLAKE, AZ 85937-5512

Mortgage

Document Number	0000008809
Date	May 2, 2022
Instrument	2022-08809

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	321 W 5TH ST S, SNOWFLAKE, AZ 85937-5512
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 W 5TH ST S, SNOWFLAKE, AZ 85937-5512

Mortgage

Document Number	0000020139
Date	Sep 10, 2021
Instrument	2021-20139

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Jul 17, 2019
Property Address	321 W 5TH ST S, SNOWFLAKE, AZ 85937-5512
Document Number	0000010481
Instrument Date	Jul 2, 2019
Instrument	10481
Transaction Type	Transfer
Record Updated	Jul 24, 2019
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$157.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 2127 TAYLOR AZ 859392127, TAYLOR, AZ 85939-2127

Mortgage

Document Number	10482
Date	Jul 17, 2019
Instrument	10482

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 321 W 5th St S was $359, up 3.5% from the year before.

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Municipality	Snowflake Town
Unified School District	Snowflake Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$129,969 (-5.56%) Land $30,735 Building $99,234
2026			$137,615 (+3.16%) Land $29,091 Building $108,524
2025	$359.00 (+3.46%)	$13,340 Land $2,909 Building $10,431	$133,401 Land $29,091 Building $104,310
2024	$347.00 (+2.97%)
2023	$337.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 321 W 5th St S in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 W 5th St S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SNOWFLAKE serves 5,590 people · EPA ID AZ0409029
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Smith Bagley Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on W 5th St S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures