321 W 4th St, Waterloo, IA 50701 Property Records

Black Hawk County property record for 321 W 4th St, Waterloo, IA 50701

Property Summary

Property Type	Grocery, Supermarket
Details	9,568 sqft · built 2005
Lot Size	0.28 acres (12,200 sqft)
Owner	Company Name on Record
Last Sale	$325,000 (Jul 2021)
Tax Bill	$16,072 (2025)
Deeds & Mortgages	Jul 2021 Sale Aug 2017 Sale
Flood Zone	Zone X (reduced by levee)
APN	`8913-26-277-034`

Property Details

APN / Parcel Number

Primary APN	`8913-26-277-034`

Interior

Stories	1 Story
Building Area	9,568 sqft Gross Area
1st Floor Area	9,568 sqft
Interior Walls	Unfinished
Overhead Door	Overhead Door

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Metal
Fire Resistance	Fireproof Steel Frame
Roof Material	Metal
Lot Area	12,200 sqft (0.28 acres)
Lot Dimensions	122 ft deep x 100 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	321 W 4TH ST
City	WATERLOO
State	IA
Zip	50701-5503
Property Category	Commercial
Property Type	Commercial > Retail > Grocery, Supermarket
Legal Description	LEAVITT LUSCH & MILLER SUBDIVISION THAT PART OF LOTS 3 THRU 7 AND THAT PART OF NELY 100 FT OF 20 FT ALLEY IN SAID SUBDIVISION
Legal Range	13W
Legal Township	89N
Legal Section	26
Legal Subdivision	LEAVITT LUSCH & MILLER
Legal Block	17
Legal Lot Number	3-8
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2080
Census Tract	100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Waterloo West Commercial Historic District listed 2014 · 22 contributing resources · NRIS 14000664

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	321 W 4TH ST, WATERLOO, IA 50701-5503
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Special Warranty Deed, Transfer
Aug 24, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2021 · Amount on Record
Deed Sale	Jul 15, 2021 · Amount on Record
Deed Document Number	2021202200001156
Record Updated	Oct 29, 2026

July 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 15, 2021
Property Address	321 W 4TH ST, WATERLOO, IA 50701-5503
Document Number	202200001156
Instrument Date	Mar 9, 2021
Instrument	202200001156
Transaction Type	Transfer
Record Updated	Nov 17, 2022

Transaction

Amount	Amount Recorded
Tax	$519.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 W 4TH ST, WATERLOO, IA 50701-5503

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 24, 2017
Property Address	321 W 4TH ST, WATERLOO, IA 50701-5503
Document Number	201800003427
Instrument Date	Aug 11, 2017
Instrument	2018-00003427
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 W 4TH ST, WATERLOO, IA 50701-5503

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,072.00 (-0.01%)	$420,780 (-) Land $73,200 Building $347,580	$420,780 (-) Land $73,200 Building $347,580
2024	$16,074.00 (+60.64%)
2023		$420,780 (+25.4%) Land $73,200 Building $347,580	$420,780 (+25.4%) Land $73,200 Building $347,580
2022	$10,006.00	$335,550 Land $57,600 Building $277,950
2021			$335,550 Land $57,600 Building $277,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (1978–1991)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 1991 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T, GigFire, Nextlink, T-Mobile, Verizon.

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