Kearney County property record for 321 W 4th St, Minden, NE 68959
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,062 sqft · built 1916 |
| Lot Size | 0.145 acres (6,336 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $79,000 (Jun 2009) |
| Tax Bill | $1,340 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jun 2009 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0004709.00 |
| Primary APN | 0004709.00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,062 sqft Living Area |
| 1st Floor Area | 1,062 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1916 |
| Architectural Style | Split Foyer |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 6,336 sqft (0.145 acres) |
| Lot Dimensions | 132 ft deep x 48 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 30 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 321 W 4TH ST |
|---|---|
| City | MINDEN |
| State | NE |
| Zip | 68959-1517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEST 48' OF LOT 2 BLOCK 8 JENSEN'S ADDITION-MINDEN |
| Legal Subdivision | JENSEN'S ADDITION-MINDEN |
| Legal Block | 8 |
| Legal Lot Number | 2 |
| Jurisdiction | KEARNEY NE |
| Township / Civil Division | HAYES |
| Census Block Group | 1 |
| Census Block | 1071 |
| Census Tract | 966700 |
321 W 4th St is owned and occupied by two individuals who bought it in June 2009.
Source: Kearney County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 321 W 4TH ST, MINDEN, NE 68959-1517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 1, 2009 | Warranty Deed, Transfer · USDA Mortgage USDA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2009 · Amount on File |
| Deed Sale | Jun 1, 2009 · Amount on File |
| Deed Book / Page | 205 / 497 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KEARNEY NE |
| Recording Date | Jul 24, 2026 |
| Property Address | 321 W 4TH ST, MINDEN, NE 68959-1517 |
| Document Number | 0000000797 |
| Book / Page | 293 / 874 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 2026797 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 321 W 4TH ST, MINDEN, NE 68959-1517 |
| Document Number | 0000000797, |
|---|---|
| Date | Jul 24, 2026 |
| Book Page | 293/874 |
| Instrument | 2026797 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KEARNEY NE |
| Recording Date | Jun 1, 2009 |
| Property Address | 321 W 4TH ST, MINDEN, NE 68959-1517 |
| Document Number | 000205/497 |
| Book / Page | 205 / 497 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 205/498503 |
|---|---|
| Date | Jun 1, 2009 |
| Book Page | 205/498-503 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | PO BOX 66889, SAINT LOUIS, MO 63166 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 395 Months |
| Due | May 28, 2042 |
| Rate | 4.62% |
|---|
The 2025 property tax bill for 321 W 4th St was $1,340.
Source: Kearney County assessment roll, as of March 10, 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Kearney County |
| Municipality | Minden City |
| Unified School District | Minden Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $122,565 (+15%) Land $16,805 Building $105,760 | $122,565 (+15%) Land $16,805 Building $105,760 | |
| 2025 | $1,340.00 | $106,580 Land $14,615 Building $91,965 | $106,580 Land $14,615 Building $91,965 |
| 2023 | $1,624.00 | $92,390 Land $12,670 Building $79,720 | $92,390 Land $12,670 Building $79,720 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 321 W 4th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 321 W 4th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MINDEN serves 3,118 people · EPA ID NE3109904 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Great Plains Communications Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures