321 W 4th Ave N, Aurora, MN 55705 Property Records

St. Louis County property record for 321 W 4th Ave N, Aurora, MN 55705

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,419 sqft · built 1917
Lot Size	0.101 acres (4,415 sqft)
Owner	Individual Name on Record
Last Sale	$44,000 (May 2019)
Tax Bill	$2,488 (2026)
Deeds & Mortgages	Oct 2023 Line of Credit May 2019 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`100-0030-00510`

Property Details

APN / Parcel Number

Primary APN	`100-0030-00510`
Alternative APN	`1070316`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,419 sqft Gross Area
1st Floor Area	924 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Exterior Material	Metal
Construction Type	Frame
Lot Area	4,415 sqft (0.101 acres)
Garage Area	384 sqft

Exterior Amenities

Porch	Porch
Porch Area	132 sqft
Patio Area	144 sqft
Storage Building	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1070316
Street Address	321 W 4TH AVE N
City	AURORA
State	MN
Zip	55705-1253
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11, BLOCK 3 SERIAL #
Legal Subdivision	AURORA 2ND DIV
Legal Block	3
Legal Lot Number	11
Jurisdiction	ST LOUIS MN
Township / Civil Division	WHITE
Census Block Group	2
Census Block	2027
Census Tract	13800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	304 E 3RD AVE S, AURORA, MN 55705-1543
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2023	Deed of Trust, Mortgage · Line of Credit EMBARRASS VERMILLION FCU
May 14, 2019	Warranty Deed, Transfer · Line of Credit FIRST NAT'L BK/BUHL
May 14, 2019	Quit Claim Deed, Transfer NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2019 · Amount on Record
Deed Sale	May 14, 2019 · Amount on Record
Deed Document Number	20191354667
Prior Transfer Date	Apr 26, 2019
Prior Transfer Doc	0001354664
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	321 W 4TH AVE N, AURORA, MN 55705-1253
Transaction Type	Mortgage
Record Updated	Nov 22, 2023
Title Company	PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 W 4TH AVE N, AURORA, MN 55705-1253

Mortgage

Document Number	0001476201
Date	Oct 17, 2023
Instrument	1476201

Lender

Name	EMBARRASS VERMILLION FCU
Type	Credit Union
Address	AURORA, MN 55705

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Sep 29, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 14, 2019
Property Address	321 W 4TH AVE N, AURORA, MN 55705-1253
Document Number	00A1354667
Instrument Date	Apr 26, 2019
Instrument	A1354667
Transaction Type	Transfer
Record Updated	May 28, 2019
Title Company	NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$145.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	304 E 3RD AVE AURORA MN 55705, AURORA, MN 55705

Mortgage

Document Number	A1354669
Date	May 14, 2019
Instrument	A1354669

Lender

Name	FIRST NAT'L BK/BUHL
Type	Bank
Address	MOUNTAIN IRON, MN 55792

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	May 13, 2024

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	A1354668,
Date	May 14, 2019
Instrument	A1354668

Lender

Name	FIRST NAT'L BK/BUHL
Type	Bank
Address	MOUNTAIN IRON, MN 55792

Agreement

Amount	Amount Recorded
Term	60 Months
Due	May 13, 2024

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 14, 2019
Property Address	321 W 4TH AVE N, AURORA, MN 55705-1253
Document Number	00A1354666
Instrument Date	Apr 17, 2019
Instrument	A1354666
Transaction Type	Transfer
Record Updated	May 30, 2019
Title Company	NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO

Transaction

Amount	Amount Recorded
Tax	$1.65
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 E 3RD AVE S AURORA MN 557051543, AURORA, MN 55705-1543

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Aurora City
County	St. Louis County
County Subdivision	White Township
Unified School District	Mesabi East School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,488.00 (+33.62%)
2025	$1,862.00 (+10.18%)	$74,800 (-6.27%) Land $3,500 Building $71,300	$74,800 (-6.27%) Land $3,500 Building $71,300
2024	$1,690.00	$79,800 (+15.99%) Land $3,000 Building $76,800	$79,800 (+15.99%) Land $3,000 Building $76,800
2022		$68,800 Land $3,000 Building $65,800	$68,800 Land $3,000 Building $65,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Aurora serves 1,764 people · EPA ID MN1690002
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CTC.

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