321 W 25th St, Sioux Falls, SD 57105 Property Records

Minnehaha County property record for 321 W 25th St, Sioux Falls, SD 57105

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,271 sqft · built 1929
Lot Size	0.133 acres (5,807 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Jan 2026)
Tax Bill	$4,222 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-21-364-001-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-21-364-001-000`
Alternative APN	`34654`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,271 sqft Finished Area
Gross Area	1,779 sqft
1st Floor Area	1,271 sqft
Upper Floors Area	508 sqft
Attic	Attic
Attic Area	508 sqft
Basement Area	1,271 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,807 sqft (0.133 acres)
Lot Dimensions	132 ft deep x 44 ft wide
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	34654
Street Address	321 W 25TH ST
City	SIOUX FALLS
State	SD
Zip	57105-1810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CO AUD SUB N12 6 BLOCK 14 HAYES ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	CO AUD SUB
Legal Block	14
Legal Lot Number	6
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1034
Census Tract	1600

Owner

321 W 25th St is owned and occupied by two individuals who bought it in January 2026.

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	321 W 25TH ST, SIOUX FALLS, SD 57105-1810
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage SIOUX EMPIRE FCU
Jul 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage SIOUX EMPIRE FCU
Oct 4, 2021	Deed of Trust, Mortgage FIRST PREMIER BANK
Sep 12, 2019	Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2026 · Amount on File
Deed Sale	Jan 22, 2026 · Amount on File
Prior Sale	Sep 12, 2019 · Amount on File
Deed Document Number	2026150315
Deed Book / Page	636-D / 528
Prior Transfer Date	Jan 10, 2017
Prior Transfer Doc	0000700861
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	321 W 25TH ST, SIOUX FALLS, SD 57105-1810
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1863MTG/768
Date	Jul 29, 2019
Book Page	1863 MTG/768

Lender

Name	SIOUX EMPIRE FCU
Type	Credit Union
Address	SIOUX FALLS, SD 57109

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	62 Months
Due	Sep 1, 2024

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	321 W 25TH ST, SIOUX FALLS, SD 57105-1810
Transaction Type	Mortgage
Record Updated	May 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1863MTG/768
Date	Jul 29, 2019
Book Page	1863 MTG/768

Lender

Name	SIOUX EMPIRE FCU
Type	Credit Union
Address	SIOUX FALLS, SD 57109

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	62 Months
Due	Sep 1, 2024

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	321 W 25TH ST, SIOUX FALLS, SD 57105-1810
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 W 25TH ST, SIOUX FALLS, SD 57105-1810

Mortgage

Document Number	1935MTG/826
Date	Oct 4, 2021
Book Page	1935 MTG/826

Lender

Name	FIRST PREMIER BANK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount on Record

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Sep 12, 2019
Property Address	321 W 25TH ST, SIOUX FALLS, SD 57105-1810
Document Number	591DEED/0570
Book / Page	591 DEED / 0570
Instrument Date	Sep 5, 2019
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$299.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	321 W 25TH ST, SIOUX FALLS, SD 57105-1810

Mortgage

Document Number	1867MTG0021
Date	Sep 12, 2019
Instrument	1867 MTG/0021

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 321 W 25th St was $4,222.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$338,238 (+6.73%) Land $41,934 Building $296,304	$338,238 Land $41,934 Building $296,304
2025	$4,222.00	$316,900 (+1.8%) Land $42,400 Building $274,500
2024	$4,222.00	$311,300 Land $42,400 Building $268,900
2022	$3,966.00	$268,600 Land $42,400 Building $226,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 W 25th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 321 W 25th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Midco Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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