321 W 15th St, Belle, WV 25015 Property Records

Kanawha County property record for 321 W 15th St, Belle, WV 25015

Property Summary

Property Type	Duplex
Details	3 bd · 1 ba · 970 sqft · built 1960
Lot Size	0.114 acres (4,966 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (Apr 2021)
Tax Bill	$816 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`23-30D-0079.0000`

Property Details

APN / Parcel Number

Primary APN	`23-30D-0079.0000`
Alternative APNs	`20-23-30D-0079.0000` `06931207`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Units	2 Units
Stories	1 Story
Building Area	970 sqft Living Area
Gross Area	1,512 sqft
1st Floor Area	970 sqft

Exterior

Year Built	Built 1960
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	4,966 sqft (0.114 acres)
Lot Dimensions	110 ft deep x 45 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06931207
Street Address	321 W 15TH ST
City	BELLE
State	WV
Zip	25015-1207
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LT 35 PT LT 34 BK B SAVAGE ADN
Legal Subdivision	SAVAGE ADN
Legal Block	B
Legal Lot Number	34,35
Jurisdiction	KANAWHA WV
Township / Civil Division	1
Census Block Group	1
Census Block	1020
Census Tract	11500

Owner

Source: Kanawha County records, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	20 127TH ST, MARMET, WV 25315-1218
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2021 · Amount on Record
Deed Sale	Apr 6, 2021 · Amount on Record
Deed Document Number	30920650
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANAWHA WV
Recording Date	Apr 6, 2021
Property Address	321 W 15TH ST, BELLE, WV 25015-1207
Document Number	0030920650
Instrument Date	Apr 2, 2021
Instrument	30920650
Transaction Type	Transfer
Record Updated	Nov 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 127TH ST, CHARLESTON, WV 25315-1218

Mortgage

Document Number	0044990287
Date	Apr 6, 2021
Instrument	44990287

Lender

Name	THE POCA VALLEY BANK INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Kanawha County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Kanawha County
Unified School District	Kanawha County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$816.00 (-5.88%)	$32,400 (-5.92%) Land $9,840 Building $22,560	$54,000 (-5.92%) Land $16,400 Building $37,600
2023	$867.00	$34,440 (+4.55%) Land $9,840 Building $24,600	$57,400 (+4.55%) Land $16,400 Building $41,000
2022		$32,940 Land $9,840 Building $23,100	$54,900 Land $16,400 Building $38,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	14 (1981–2003)
Claims Outside the SFHA	9 of 14
Most Recent Claim	Nov 2003 · Severe Storms, Flooding, And Landslides
Claims by Event	Severe Storms, Flooding, And Landslides, Nov 2003 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 86% of West Virginia
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20