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321 Village Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 321 Village Rd, Murphy, NC 28906 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,110 sqft · built 1980
Lot Size0.03 acres (1,307 sqft)
Owner2 Individual Names on File
Last Sale$220,000 (Dec 2022)
Tax Bill$1,046 (2025)
Deeds & MortgagesDec 2022 Mortgage
Jun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN455407499191000

Property Details

APN / Parcel Number

Primary APN455407499191000
Alternative APNs
  • 22201
  • 59071

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,110 sqft Heated Area
FlooringCombination, Other
Interior WallsCustom/Decorative
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 2000
Exterior MaterialCombination
Roof TypeCathedral/Clerestory
Roof MaterialAsphalt
Lot Area1,307 sqft (0.03 acres)
Lot Dimensions33 ft deep x 36 ft wide
TerrainMountain
PorchFinished/Screened Porch
Porch Area104 sqft
Deck Area273 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number59071
Street Address321 VILLAGE RD
CityMURPHY
StateNC
Zip28906-1778
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOTTAGE OAK BEAR PAW 1615/1054
JurisdictionCHEROKEE NC
Township / Civil DivisionSHOAL CREEK
Census Block Group2
Census Block2003
Census Tract930603

Owner

Source: Cherokee County records · APN 455407499191000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4363 40TH ST S, ST PETERSBURG, FL 33711-4413
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2022Deed of Trust, Mortgage · Conventional Mortgage
BELL BANK
Jun 17, 2019Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 01, 2022 · Amount on Record
Deed SaleDec 01, 2022 · Amount on Record
Deed Document Number0000454166
Deed Book / Page01615 / 1054
Prior Transfer DateJun 17, 2019
Prior Transfer Doc02651
Record UpdatedJun 08, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address321 VILLAGE RD, MURPHY, NC 28906-1778
Transaction TypeMortgage
Record UpdatedJan 03, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4363 40TH ST S, ST PETERSBURG, FL 33711-4413

Mortgage

Document Number001726/901
DateDec 15, 2022
Book Page1726/901
Instrument7780
Lender
NameBELL BANK
TypeBank
AddressFARGO, ND 58103
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2053

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateJun 17, 2019
Property Address321 VILLAGE RD, MURPHY, NC 28906-1778
Document Number01615/1054
Book / Page01615 / 1054
Map ReferenceMB B SL 24
Instrument DateJun 07, 2019
Instrument02651
Transaction TypeTransfer
Record UpdatedAug 13, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$238.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4030 RIDGEHURST DR SE, 4030, SMYRNA, GA 30080-3107

Transferred To (Grantee/Buyer)

NameVerified Name
Address4143 CONWAY BLVD, PORT CHARLOTTE, FL 33952-8307

Mortgage

Document Number02652
DateJun 17, 2019
Instrument02652
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2049

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,046.00$136,380 (+18.12%)$136,380 (+18.12%) Land $12,000 Building $124,380
2023$115,460$115,460 Land $12,000 Building $103,460

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399306032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskModerate
above 43% of the US · above 63% of North Carolina
Wildfire LikelihoodAbout 1 in 1,282 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 88 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Wilkes Telephone Membership, CND Acquisition. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

No mobile data coverage reported

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