321 Vernon Rd, Cresco, IA 52136 Property Records

Howard County property record for 321 Vernon Rd, Cresco, IA 52136

Property Summary

Property Type	Residential Vacant Land
Details	3 bd · 2.5 ba · 2,172 sqft · built 2025
Lot Size	0.666 acres (13,286 sqft)
Owner	Individual Name on File
Last Sale	$404,500 (Oct 2025)
Tax Bill	$80 (2026)
Deeds & Mortgages	Jan 2023 Sale Jul 2022 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`320440015010000`

Property Details

APN / Parcel Number

Primary APN	`320440015010000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,172 sqft Living Area
Basement Area	800 sqft
Unfinished Basement	800 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,286 sqft (0.666 acres)
Garage Type	Attached
Garage Area	1,040 sqft
Porch	Porch
Porch Area	80 sqft
Deck Area	60 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water

Location & Zoning

Street Address	321 VERNON RD
City	CRESCO
State	IA
Zip	52136-1936
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOT 15, 17 EX E 200'LOT 17 & EX W 17.8' N 61.5' LOT 17 IR SURV E 1/2 NE
Legal Range	11W
Legal Township	99N
Legal Section	27
Legal Lot Number	15
Jurisdiction	HOWARD IA
Township / Civil Division	VERNON SPRINGS
Census Block Group	1
Census Block	1112
Census Tract	960100

Owner

321 Vernon Rd, residential vacant land, is owned by an individual who bought it in October 2025.

Source: Howard County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	326 4TH AVE W, CRESCO, IA 52136-1230
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2023	Special Warranty Deed, Transfer
Jul 26, 2022	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2025 · Amount on File
Deed Sale	Oct 24, 2025 · Amount on File
Prior Sale	Sep 22, 2025 · Amount on File
Deed Document Number	20251546
Deed Book / Page	2025 / 1546
Prior Transfer Date	Jul 26, 2022
Prior Transfer Doc	02022/1191
Record Updated	Oct 29, 2026

January 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HOWARD IA
Recording Date	Jan 5, 2023
Property Address	321 VERNON RD, CRESCO, IA 52136-1936
Document Number	0002023/30
Book / Page	2023 / 30
Instrument Date	Jan 5, 2023
Instrument	2023 0030
Transaction Type	Transfer
Record Updated	Oct 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 4TH ST SW STE A, A, LE MARS, IA 51031-1951

July 2022: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	HOWARD IA
Recording Date	Jul 26, 2022
Property Address	321 VERNON RD, CRESCO, IA 52136-1936
Document Number	02022/1191
Book / Page	2022 / 1191
Instrument Date	Jul 26, 2022
Instrument	2022 1191
Transaction Type	Foreclosure
Record Updated	Oct 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 4TH ST SW STE A, A, LE MARS, IA 51031-1951

Tax Assessment & Valuation

The 2026 property tax bill for 321 Vernon Rd was $80.

Source: Howard County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Howard County
Municipality	Cresco City
Unified School District	Howard-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$80.00	$286,320 (+2,447.33%) Land $10,310 Building $276,010	$361,320 (+3,114.59%) Land $10,310 Building $351,010
2025	$80.00 (-86.89%)	$11,240 Land $11,240	$11,240 Land $11,240
2024	$610.00
2023		$67,740 (+18.78%) Land $11,240 Building $56,500	$67,740 Land $11,240 Building $56,500
2022	$2,247.00 Homeowner's exemption	$57,030 Land $11,240 Building $45,790
2021			$57,030 Land $11,240 Building $45,790

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 321 Vernon Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 321 Vernon Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESCO WATERWORKS serves 3,913 people · EPA ID IA4515087
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink, Verizon.

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