321 Vereen Bell Rd, Cairo, GA 39828 Property Records

Grady County property record for 321 Vereen Bell Rd, Cairo, GA 39828

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,154 sqft · built 1970
Lot Size	9.2 acres (400,752 sqft)
Owner	2 Individual Names on Record
Last Sale	$50,000 (Sep 2026)
Tax Bill	$4,683 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00370058`

Property Details

APN / Parcel Number

Primary APN	`00370058`
Alternative APN	`2502`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,154 sqft Heated Area
1st Floor Area	1,023 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1985
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Metal
Lot Area	400,752 sqft (9.2 acres)
Garage Area	460 sqft

Exterior Amenities

Porch	Slab
Porch Area	403 sqft
Shed	1 Shed
Shed Area	100 sqft
Lean-To	336 sqft
Storage Building	144 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	2502
Street Address	321 VEREEN BELL RD
City	CAIRO
State	GA
Zip	39828-4911
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LL 4 LD 19
Jurisdiction	GRADY GA
Township / Civil Division	CAIRO
Census Block Group	4
Census Block	4002
Census Tract	950300

Owner

Source: Grady County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	321 VEREEN BELL RD, CAIRO, GA 39828-4911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Limited Warranty Deed, Transfer · SBA Mortgage FIRST NATIONAL BANK
Feb 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2026 · Amount on Record
Deed Sale	Sep 22, 2026 · Amount on Record
Prior Sale	Dec 29, 1998 · Amount on Record
Deed Book / Page	984 / 798
Record Updated	Oct 29, 2026

September 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	GRADY GA
Recording Date	Sep 22, 2026
Property Address	321 VEREEN BELL RD, CAIRO, GA 39828-4911
Document Number	0984000798
Book / Page	984 / 798
Instrument Date	Sep 17, 2026
Transaction Type	Transfer
Record Updated	Oct 19, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 VEREEN BELL RD, CAIRO, GA 39828-4911

Mortgage

Document Number	0984000800,
Date	Sep 22, 2026
Book Page	984/800

Lender

Name	FIRST NATIONAL BANK

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 1, 2031

Interest

Max Rate	-1%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRADY GA
Property Address	321 VEREEN BELL RD, CAIRO, GA 39828-4911
Transaction Type	Mortgage
Record Updated	Apr 7, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	829/277
Date	Feb 28, 2018
Book Page	829/277

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2033

Tax Assessment & Valuation

Source: Grady County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Grady County
Unified School District	Grady County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,683.00 (-12.47%) Homeowner's exemption	$209,691 (+19.2%) Land $35,579 Building $174,112	$524,226 (+19.2%) Land $88,947 Building $435,279
2024	$5,350.00 (+8,529.03%) Homeowner's exemption	$175,917 (+50.08%) Land $35,579 Building $140,338	$439,793 (+50.08%) Land $88,947 Building $350,846
2023	$62.00 (-98.25%) Homeowner's exemption	$117,217 (-) Land $13,844 Building $103,373	$293,042 (-) Land $34,610 Building $258,432
2022	$3,546.00 Homeowner's exemption	$117,217 Land $13,844 Building $103,373	$293,042 Land $34,610 Building $258,432

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 63% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

Nearby Properties on Vereen Bell Rd

Nearby Streets

All Cairo, GA Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures