321 Vanderbilt Rd, Lexington, SC 29072 Property Records

Lexington County property record for 321 Vanderbilt Rd, Lexington, SC 29072

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,479 sqft · built 1991
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Dec 2023)
Tax Bill	$1,425 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`005323-01-014`

Property Details

APN / Parcel Number

Primary APN	`005323-01-014`
Alternative APN	`0532301014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,479 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Shingle
Lot Area	20,473 sqft (0.47 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	321 VANDERBILT RD
City	LEXINGTON
State	SC
Zip	29072-2225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	CHEROKEE LAKES PH I LOT 17
Legal Subdivision	J MARION RHODEN BY ARTHUR J WEEB
Legal Lot Number	17
Jurisdiction	LEXINGTON SC
Township / Civil Division	LEXINGTON
Census Block Group	1
Census Block	1001
Census Tract	21028

Owner

Source: Lexington County records · APN 005323-01-014

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 02, 2026	Deed of Trust, Mortgage · Conventional Mortgage ALLSOUTH FCU
Dec 14, 2023	Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Feb 28, 2018	Deed of Trust, Mortgage · Reverse Mortgage FEDERAL HOUSING COMMISSIONER
Feb 21, 2018	Deed of Trust, Mortgage · FHA Mortgage MID-CONTINENT FUNDING INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 14, 2023 · Amount on Record
Deed Sale	Dec 14, 2023 · Amount on Record
Prior Sale	Sep 19, 2008 · Amount on Record
Deed Document Number	202344275
Deed Book / Page	21086 / 1039
Prior Transfer Date	Jun 24, 2016
Prior Transfer Doc	1846700123
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	321 VANDERBILT RD, LEXINGTON, SC 29072-2225
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 VANDERBILT RD, LEXINGTON, SC 29072-2225

Mortgage

Document Number	2120803195
Date	Mar 02, 2026
Book Page	21208/3195
Instrument	2026008449

Lender

Name	ALLSOUTH FCU
Type	Credit Union
Address	COLUMBIA, SC 29201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Apr 01, 2036
Change Frequency	Annually
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	1-Year CMT
Max Rate	11.1%

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LEXINGTON SC
Recording Date	Dec 14, 2023
Property Address	321 VANDERBILT RD, LEXINGTON, SC 29072-2225
Document Number	2108601039
Book / Page	21086 / 1039
Map Reference	MB 245 PG 475
Instrument Date	Dec 14, 2023
Instrument	2023044275
Transaction Type	Transfer
Record Updated	Dec 25, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$624.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 VANDERBILT RD, LEXINGTON, SC 29072-2225

Mortgage

Document Number	2023044276
Date	Dec 14, 2023
Instrument	2023044276

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2054

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	321 VANDERBILT RD, LEXINGTON, SC 29072-2225
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1983600331
Date	Feb 28, 2018
Book Page	19836/331
Instrument	2018008584

Lender

Name	FEDERAL HOUSING COMMISSIONER
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.64%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 01, 2019
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5%
Index	1-Year LIBOR
Max Rate	5%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	321 VANDERBILT RD, LEXINGTON, SC 29072-2225
Document Number	1983600315
Instrument Date	Feb 21, 2018
Transaction Type	Mortgage
Record Updated	Mar 12, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	321 VANDERBILT RD LEXINGTON SC 290722225, LEXINGTON, SC 29072-2225

Mortgage

Document Number	1983600315
Date	Feb 28, 2018
Book Page	019836/000315
Instrument	8583

Lender

Name	MID-CONTINENT FUNDING INC
Address	COLUMBIA, MO 65203

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	996 Months

Interest

Rate Type	Adjustable Rate
Rate	4.64%

Tax Assessment & Valuation

Source: Lexington County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,425.00 (-0.56%)
2024	$1,433.00 (+43.44%)	$9,600 (+37.28%) Land $2,400 Building $7,200	$240,000 (+37.3%) Land $60,000 Building $180,000
2023	$999.00	$6,993 Land $1,787 Building $5,206	$174,800 Land $44,663 Building $130,137

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2013–2016)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Feb 2016 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Uniti Group DSL	200 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: CarolinaConnect Cooperative, Comporium.

Based on FCC filings for 103 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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