321 Upper Rd, Deerfield, MA 01342 Property Records

Franklin County and Deerfield Town property record for 321 Upper Rd, Deerfield, MA 01342 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,411 sqft · built 1986
Lot Size	1.9 acres (82,777 sqft)
Owner	Individual Name on File
Last Sale	$293,000 (Aug 2016)
Tax Bill	$6,136 (2025)
Deeds & Mortgages	Nov 2021 Refinance Sep 2021 Refinance + 2 more
APN	`DEER M:17 L:13`

Property Details

APN / Parcel Number

Primary APN	`DEER M:17 L:13`
Alternative APNs	`M:0002 B:0000 L:0067` `2 0 67`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,411 sqft Living Area
Gross Area	3,354 sqft
Basement Area	890 sqft
Unfinished Basement	890 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Contemporary
Construction Type	Frame
Roof Material	Asphalt
Lot Area	82,777 sqft (1.9 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2 0 67
Street Address	321 UPPER RD
City	DEERFIELD
State	MA
Zip	01342-9735
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	13
Jurisdiction	DEERFIELD MA
Township / Civil Division	DEERFIELD
Census Block Group	1
Census Block	1076
Census Tract	40900

Owner

Source: Franklin County and Deerfield Town records · APN DEER M:17 L:13

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	321 UPPER RD, DEERFIELD, MA 01342-9735
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GREENFIELD COOPERATIVE BANK
Sep 21, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance GREENFIELD COOPERATIVE BANK
Sep 21, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance GREENFIELD COOPERATIVE BANK
Apr 10, 2018	Deed of Trust, Mortgage · Closed-End Mortgage GREENFIELD CP BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 01, 2016 · Amount on Record
Deed Sale	Aug 01, 2016 · Amount on Record
Prior Sale	Jun 01, 2007 · Amount on Record
Deed Book / Page	6893 / 239
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEERFIELD MA
Property Address	321 UPPER RD, DEERFIELD, MA 01342-9735
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0007901-78
Date	Nov 23, 2021
Book Page	7901/78
Instrument	15378

Lender

Name	GREENFIELD COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Dec 01, 2046

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DEERFIELD MA
Recording Date	Sep 21, 2021
Property Address	321 UPPER RD, DEERFIELD, MA 01342-9735
Document Number	7856-271
Book / Page	7856 / 271
Instrument Date	Sep 14, 2021
Instrument	12164
Transaction Type	Transfer
Record Updated	Oct 08, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 UPPER RD, DEERFIELD, MA 01342-9735

Mortgage

Document Number	7856-275
Date	Sep 21, 2021
Book Page	7856/275
Instrument	12165

Lender

Name	GREENFIELD COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DEERFIELD MA
Recording Date	Sep 21, 2021
Property Address	321 UPPER RD, DEERFIELD, MA 01342-9735
Document Number	007856-271
Book / Page	7856 / 271
Instrument Date	Sep 14, 2021
Instrument	12164
Transaction Type	Transfer
Record Updated	Jul 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 UPPER RD, DEERFIELD, MA 01342-9735
Investor	Possibly a Property Investor

Mortgage

Document Number	0000012165
Date	Sep 21, 2021
Instrument	12165

Lender

Name	GREENFIELD COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEERFIELD MA
Property Address	321 UPPER RD, DEERFIELD, MA 01342-9735
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7181-132
Date	Apr 10, 2018
Book Page	7181/132
Instrument	3305

Lender

Name	GREENFIELD CP BK

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2048

Tax Assessment & Valuation

Source: Franklin County and Deerfield Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Franklin County
County Subdivision	Deerfield Town
Elementary School District	Deerfield School District (PK - 06)
Secondary School District	Frontier School District (07 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,136.00 (+2.61%)	$463,100 (+7.25%) Land $136,100 Building $327,000
2024	$5,980.00 (+5.43%)	$431,800 (+13.96%) Land $123,700 Building $308,100	$486,495
2023	$5,672.00	$378,900 Land $97,400 Building $281,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250110409001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	8 in force
Nearby Flood Claims	7 (1984–2023)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jul 2023, rainfall accumulation
Claims By Storm	Tropical Storm Irene, Aug 2011 · 4 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 13 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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