321 Union Ave, Moberly, MO 65270 Property Records

Randolph County property record for 321 Union Ave, Moberly, MO 65270

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 896 sqft · built 1920
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$178,534 (Sep 2026)
Tax Bill	$1,014 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Nov 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-7.0-36.0-4.0-003-086.000`

Property Details

APN / Parcel Number

Primary APN	`07-7.0-36.0-4.0-003-086.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	896 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	321 UNION AVE
City	MOBERLY
State	MO
Zip	65270-2546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WASH GRIMES ADD...MOBERLY: LOT 5
Legal Range	14W
Legal Township	54N
Legal Section	36
Legal Subdivision	WASH GRIMES ADD
Legal Lot Number	5
Jurisdiction	RANDOLPH MO
Township / Civil Division	NORTH SUGAR CREEK
Census Block Group	5
Census Block	5053
Census Tract	490300

Owner

Source: Randolph County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	321 UNION AVE, MOBERLY, MO 65270-2546
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Warranty Deed, Transfer · Conventional Mortgage COUNTY BANK
Nov 28, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage CENTRAL BANK OF MOBERLY
Mar 31, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CENTRAL BANK
Aug 24, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2026 · Amount on Record
Deed Sale	Sep 28, 2026 · Amount on Record
Deed Document Number	20263469
Deed Book / Page	965 / 121
Prior Transfer Date	Aug 20, 2021
Prior Transfer Doc	00930/2429
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH MO
Recording Date	Sep 28, 2026
Property Address	321 UNION AVE, MOBERLY, MO 65270-2546
Document Number	0000003469
Book / Page	965 / 121
Instrument Date	Sep 25, 2026
Instrument	20263469
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	COUNTRY ABSTRACT, TOWN & COUNTRY ABSTRACT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 UNION AVE, MOBERLY, MO 65270-2546

Mortgage

Document Number	0000003470,
Date	Sep 28, 2026
Book Page	965/123
Instrument	20263470

Lender

Name	COUNTY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH MO
Property Address	321 UNION AVE, MOBERLY, MO 65270-2546
Transaction Type	Mortgage
Record Updated	Dec 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00884/0766
Date	Nov 28, 2017
Book Page	0884/0766
Instrument	20173842

Lender

Name	CENTRAL BANK OF MOBERLY
Type	Credit Union
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH MO
Property Address	321 UNION AVE, MOBERLY, MO 65270-2546
Transaction Type	Mortgage
Record Updated	Dec 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00920/2083
Date	Mar 31, 2020
Book Page	920/2083
Instrument	20200935

Lender

Name	CENTRAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2040

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RANDOLPH MO
Recording Date	Aug 24, 2021
Property Address	321 UNION AVE, MOBERLY, MO 65270-2546
Document Number	00930/2429
Book / Page	930 / 2429
Instrument Date	Aug 20, 2021
Instrument	20213243
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 UNION AVE, MOBERLY, MO 65270-2546
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Randolph County assessment roll, as of October 8, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Randolph County
Municipality	Moberly City
Unified School District	Moberly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$13,650 (-) Land $982 Building $12,668	$71,850 (-) Land $5,170 Building $66,680
2025	$1,014.00 (+9.5%)	$13,650 (+7.31%) Land $982 Building $12,668	$71,850 (+7.29%) Land $5,170 Building $66,680
2024	$926.00 (+6.07%)
2023		$12,720 Land $855 Building $11,865	$66,970 Land $4,500 Building $62,470
2019	$873.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2002)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2002 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOBERLY PWS serves 13,783 people · EPA ID MO2010533
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kingdom Networks Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Socket Telecom.

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