321 Truce St, Myrtle Beach, SC 29588 Property Records

Horry County property record for 321 Truce St, Myrtle Beach, SC 29588

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,702 sqft · built 2017
Lot Size	0.169 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Jan 2021)
Tax Bill	$978 (2025)
Deeds & Mortgages	Jan 2021 Sale Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`456-13-02-0050`

Property Details

APN / Parcel Number

Primary APN	`456-13-02-0050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,702 sqft Living Area

Exterior

Year Built	Built 2017
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
Garage Type	Attached
Garage Area	525 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	321 TRUCE ST
City	MYRTLE BEACH
State	SC
Zip	29588-5004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARMONY @ SAINT JAMES PH 1; LOT 52
Legal Subdivision	HARMONY @ SAINT JAMES PH 1
Legal Lot Number	52
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	2
Census Block	2002
Census Tract	51605

Owner

321 Truce St is owned and occupied by two individuals who bought it in January 2021.

Source: Horry County records, as of February 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	321 TRUCE ST, MYRTLE BEACH, SC 29588-5004
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2021	Warranty Deed, Transfer NOT AVAILABLE
Oct 11, 2017	Grant Deed, Subdivision Related Transfer · Conventional with PMI DHI MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2021 · Amount on File
Deed Sale	Jan 15, 2021 · Amount on File
Deed Document Number	0043802014
Deed Book / Page	4380 / 2014
Record Updated	Jun 8, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Jan 15, 2021
Property Address	321 TRUCE ST, MYRTLE BEACH, SC 29588-5004
Document Number	4380/2014
Book / Page	004380 / 002014
Instrument Date	Jan 13, 2021
Transaction Type	Transfer
Record Updated	Feb 26, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$759.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 TRUCE ST MYRTLE BEACH SC 295885004, MYRTLE BEACH, SC 29588-5004

October 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	HORRY SC
Recording Date	Oct 11, 2017
Property Address	321 TRUCE ST, MYRTLE BEACH, SC 29588-5004
Document Number	4049/2086
Book / Page	004049 / 002086
Instrument Date	Oct 6, 2017
Instrument	118188
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$796.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 TRUCE ST MYRTLE BEACH SC 295885004, MYRTLE BEACH, SC 29588-5004

Mortgage

Document Number	5927/0113
Date	Oct 11, 2017
Book Page	005927/000113

Lender

Name	DHI MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 10, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 321 Truce St was $978.

Source: Horry County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$978.00
2024	$978.00 (+10.14%)	$13,934 (+59.06%) Land $3,002 Building $10,932	$348,361 (+59.12%) Land $75,056 Building $273,305
2023	$888.00	$8,760 Land $1,780 Building $6,980	$218,930 Land $44,530 Building $174,400
2021	$2,884.00	$8,757 Land $1,781 Building $6,976	$218,930 Land $44,530 Building $174,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 321 Truce St in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 80 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	80 in force
Nearby Flood Claims	23 (1998–2023)
Claims Outside the SFHA	23 of 23
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 7 claims Hurricane Bonnie, Aug 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Truce St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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