321 Troop Ct, Sunderland, MD 20689 Property Records

Calvert County property record for 321 Troop Ct, Sunderland, MD 20689

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,408 sqft · built 2010
Lot Size	4.23 acres (184,259 sqft)
Owner	2 Individual Names on Record
Last Sale	$589,500 (Dec 2010)
Tax Bill	$5,341 (2023)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-140989`

Property Details

APN / Parcel Number

Primary APN	`03-140989`
Alternative APNs	`3140989` `140989`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,408 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	184,259 sqft (4.23 acres)
Garage Type	Attached
Garage Area	1,088 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	221 sqft
Deck Area	170 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	140989
Street Address	321 TROOP CT
City	SUNDERLAND
State	MD
Zip	20689-3031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	LT 17R PLAT 3 FEDERAL OAK ESTATES
Legal Subdivision	FEDERAL OAK ESTATES
Legal Lot Number	17R
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	2
Census Block	2002
Census Tract	860300

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	321 TROOP CT, SUNDERLAND, MD 20689-3031
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage CNB BANK INC
Sep 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Aug 8, 2019	Deed of Trust, Mortgage · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2010 · Amount on Record
Deed Sale	Dec 29, 2010 · Amount on Record
Deed Document Number	2010111165
Deed Book / Page	3644 / 393
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	321 TROOP CT, SUNDERLAND, MD 20689-3031
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	TITLEMAX LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 TROOP CT, SUNDERLAND, MD 20689-3031

Mortgage

Document Number	0060660575
Date	Aug 31, 2021
Book Page	6066/575

Lender

Name	CNB BANK INC
Type	Bank
Address	BERKELEY SPRINGS, WV 25411

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	321 TROOP CT, SUNDERLAND, MD 20689-3031
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056870325
Date	Sep 3, 2020
Book Page	5687/325

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	321 TROOP CT, SUNDERLAND, MD 20689-3031
Document Number	0054170283
Instrument Date	Aug 8, 2019
Transaction Type	Mortgage
Record Updated	Sep 2, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 TROOP CT SUNDERLAND MD 206893031, SUNDERLAND, MD 20689-3031

Mortgage

Document Number	0054170283
Date	Aug 20, 2019
Book Page	005417/000283

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2049

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$596,233 (+15.98%)	$630,600 (+19.55%) Land $206,100 Building $424,500
2023	$5,341.00 Homeowner's exemption	$514,067	$527,500 Land $206,100 Building $321,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 80% of Maryland
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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