321 Trinity Gardens Ln, Linden, NC 28356 Property Records

Cumberland County property record for 321 Trinity Gardens Ln, Linden, NC 28356

Property Summary

Property Type	Single Family Home
Details	5 bd · 2,656 sqft · built 2019
Lot Size	0.56 acres (24,394 sqft)
Owner	Individual Name on File
Last Sale	$358,000 (Apr 2022)
Tax Bill	$2,986 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0554-44-4829`

Property Details

APN / Parcel Number

Primary APN	`0554-44-4829`

Interior

Bedrooms	5 Beds
Building Area	2,656 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,394 sqft (0.56 acres)
Lot Dimensions	130 ft deep x 208 ft wide
Garage Area	748 sqft

Location & Zoning

Street Address	321 TRINITY GARDENS LN
City	LINDEN
State	NC
Zip	28356-9436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Description	TRINITY GARDENS REV & RECOMB LO:8 SE:02 PL:0139-0059
Legal Subdivision	TRINITY GARDENS
Legal Block	44
Legal Lot Number	8
Jurisdiction	CUMBERLAND NC
Township / Civil Division	CARVERS CREEK
Census Block Group	4
Census Block	4006
Census Tract	3700

Owner

321 Trinity Gardens Ln is owned and occupied by an individual who bought it in April 2022.

Source: Cumberland County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	321 TRINITY GARDENS LN, LINDEN, NC 28356-9436
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · VA Mortgage CHURCHILL MORTGAGE CORP
Apr 19, 2022	Warranty Deed, Transfer · VA Mortgage NAVY FCU
May 19, 2020	Warranty Deed, Subdivision Related Transfer · VA Mortgage CMG MORTGAGE INC
May 15, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2022 · Amount on File
Deed Sale	Apr 19, 2022 · Amount on File
Prior Sale	May 19, 2020 · Amount on File
Deed Document Number	202215992
Deed Book / Page	11449 / 234
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	321 TRINITY GARDENS LN, LINDEN, NC 28356-9436
Transaction Type	Mortgage
Record Updated	Aug 9, 2023
Title Company	CHURCHILL TITLE SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0110100763
Date	Feb 1, 2021
Book Page	11010/763
Instrument	4632

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Apr 19, 2022
Property Address	321 TRINITY GARDENS LN, LINDEN, NC 28356-9436
Document Number	0114490234
Book / Page	11449 / 234
Map Reference	MB 139 PG 59
Instrument Date	Apr 6, 2022
Instrument	15992
Transaction Type	Transfer
Record Updated	May 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$716.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	92 SPEAR RD, 92, FORSYTH, GA 31029-6742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 TRINITY GARDENS LN, LINDEN, NC 28356-9436

Mortgage

Document Number	0000015993
Date	Apr 19, 2022
Instrument	15993

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

May 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	May 19, 2020
Property Address	321 TRINITY GARDENS LN, LINDEN, NC 28356-9436
Document Number	0107670878
Book / Page	10767 / 878
Map Reference	MB 139 PG 59
Instrument Date	May 1, 2020
Instrument	16993
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 8, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2101 DELLA CT, 2101, APEX, NC 27502-9708

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 TRINITY GARDENS LN, LINDEN, NC 28356-9436

Mortgage

Document Number	16994
Date	May 19, 2020
Instrument	16994

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	May 15, 2019
Property Address	321 TRINITY GARDENS LN, LINDEN, NC 28356-9436
Document Number	0105010358
Book / Page	010501 / 000358
Instrument Date	May 9, 2019
Instrument	14224
Transaction Type	Transfer
Record Updated	May 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$186.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2101 DELLA CT APEX NC 275029708, APEX, NC 27502-9708

Tax Assessment & Valuation

The 2026 property tax bill for 321 Trinity Gardens Ln was $2,986.

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,986.00
2025	$2,986.00 (+24.31%)	$348,690 (+46.94%) Land $41,000 Building $307,690	$348,690 (+46.94%) Land $41,000 Building $307,690
2024	$2,402.00 (+4.3%)	$237,308 (+3.83%) Land $22,500 Building $214,808	$237,308 (+3.83%) Land $22,500 Building $214,808
2023	$2,303.00 (+4.49%)	$228,561 Land $22,500 Building $206,061	$228,561 Land $22,500 Building $206,061
2022	$2,204.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 Trinity Gardens Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Trinity Gardens Ln is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 81% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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