Baltimore County property record for 321 Trappe Rd, Dundalk, MD 21222
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 921 sqft · built 1943 |
| Lot Size | 0.394 acres (17,160 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (Apr 2026) |
| Tax Bill | $2,749 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Feb 2022 Mortgage + 5 more |
| APN | 12-1207060640 |
| Primary APN | 12-1207060640 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 921 sqft Living Area |
| Gross Area | 1,321 sqft |
| 1st Floor Area | 921 sqft |
| Attic | Attic |
| Attic Area | 400 sqft |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1943 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 17,160 sqft (0.394 acres) |
| Lot Dimensions | 165 ft deep x 72.7 ft wide |
| Deck Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1207060640 |
|---|---|
| Street Address | 321 TRAPPE RD |
| City | DUNDALK |
| State | MD |
| Zip | 21222-2232 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GRAY MANOR |
| Legal Subdivision | GRAY MANOR |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | BALTIMORE MD |
| Township / Civil Division | 12 |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 420100 |
321 Trappe Rd is owned and occupied by two individuals who bought it in April 2026.
Source: Baltimore County records, as of July 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 321 TRAPPE RD, DUNDALK, MD 21222-2232 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 22, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Feb 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Apr 22, 2026 | Deed, Transfer · FHA Mortgage RADIUS FINANCIAL GROUP INC |
| Apr 22, 2026 | Deed, Transfer · FHA Mortgage RADIUS FINANCIAL GROUP INC |
| Dec 6, 2019 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Aug 5, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jan 31, 2019 | Deed, Transfer · FHA Mortgage 1ST PREFERENCE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2026 · Amount on File |
| Deed Sale | Apr 22, 2026 · Amount on File |
| Prior Sale | Jul 30, 2025 · Amount on File |
| Deed Book / Page | 51228 / 62 |
| Transfer Doc | 0000293337 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 321 TRAPPE RD, BALTIMORE, MD 21222-2232 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0449560219 |
|---|---|
| Date | Jun 22, 2021 |
| Book Page | 44956/219 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 321 TRAPPE RD, BALTIMORE, MD 21222-2232 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 321 TRAPPE RD, BALTIMORE, MD 21222-2232 |
| Document Number | 0463940150 |
|---|---|
| Date | Feb 11, 2022 |
| Book Page | 46394/150 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 1, 2037 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Apr 22, 2026 |
| Property Address | 321 TRAPPE RD, BALTIMORE, MD 21222-2232 |
| Document Number | 5122000062 |
| Book / Page | 51228 / 62 |
| Instrument Date | Apr 8, 2026 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $237,350.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 321 TRAPPE RD, BALTIMORE, MD 21222-2232 |
| Document Number | 5122000069, |
|---|---|
| Date | Apr 22, 2026 |
| Book Page | 51228/69 |
| Name | RADIUS FINANCIAL GROUP INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Apr 22, 2026 |
| Property Address | 321 TRAPPE RD, DUNDALK, MD 21222-2232 |
| Document Number | 0512280062 |
| Book / Page | 51228 / 62 |
| Instrument Date | Apr 8, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $237,350.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 321 TRAPPE RD, DUNDALK, MD 21222-2232 |
| Document Number | 5122000069, |
|---|---|
| Date | Apr 22, 2026 |
| Book Page | 51228/69 |
| Name | RADIUS FINANCIAL GROUP INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.99% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 321 TRAPPE RD, BALTIMORE, MD 21222-2232 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0422020036 |
|---|---|
| Date | Dec 6, 2019 |
| Book Page | 42202/036 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 321 TRAPPE RD, BALTIMORE, MD 21222-2232 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0431990095 |
|---|---|
| Date | Aug 5, 2020 |
| Book Page | 43199/95 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2035 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Jan 31, 2019 |
| Property Address | 321 TRAPPE RD, BALTIMORE, MD 21222-2232 |
| Document Number | 0411050466 |
| Book / Page | 41105 / 466 |
| Map Reference | MB CHK13 FO 34 |
| Instrument Date | Jan 25, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | LAWYERS TITLE EXCHANGE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 321 TRAPPE RD, DUNDALK, MD 21222-2232 |
| Document Number | 0041105472 |
|---|---|
| Date | Jan 31, 2019 |
| Instrument | 41105/472 |
| Name | 1ST PREFERENCE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2034 |
The 2025 property tax bill for 321 Trappe Rd was $2,749, up 5.6% from the year before.
Source: Baltimore County assessment roll, as of July 14, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Baltimore County |
| Unified School District | Baltimore County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,749.00 (+5.61%) | $186,967 | $203,600 Land $69,500 Building $134,100 |
| 2024 | $2,603.00 (+114.77%) | ||
| 2023 | $1,212.00 | $153,700 Land $52,200 Building $101,500 | $153,700 Land $52,200 Building $101,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 321 Trappe Rd; 1 flood insurance policy is in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 321 Trappe Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 831 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
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