321 Titus St, Gilmer, TX 75644 Property Records

Upshur County property record for 321 Titus St, Gilmer, TX 75644

Property Summary

Property Type	Commercial
Details	1 ba · 9,345 sqft · built 1961
Lot Size	0.248 acres (10,799 sqft)
Owner	2 Individual Names on File
Last Sale	$421,610 (Mar 2022)
Tax Bill	$2,786 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Dec 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`S279-S02-C11-BL22LT1N1/2`

Property Details

APN / Parcel Number

Primary APN	`S279-S02-C11-BL22LT1N1/2`
Alternative APN	`44`

Interior

Full Baths	1 Bath
Building Area	9,345 sqft Total Area
1st Floor Area	4,552 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Material	Galvanized Metal
Lot Area	10,799 sqft (0.248 acres)
Lot Dimensions	150 ft deep x 72 ft wide
Garage Type	Carport
Garage Area	575 sqft
Carport	Carport
Carport Area	575 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	S279-S02-C11-BL22LT1N1/2
Street Address	321 TITUS ST
City	GILMER
State	TX
Zip	75644-1926
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 1 N 1/2, BLK 22 OLD TOWN (GILMER) S279 (A3,A200) .2479 ACRES & CLEANERS
Legal Subdivision	OLD TOWN (GILMER)
Legal Block	22
Legal Lot Number	1
Jurisdiction	UPSHUR TX
Township / Civil Division	GILMER
Census Block Group	3
Census Block	3039
Census Tract	950400

Owner

321 Titus St, a commercial property, is owned by two individuals who bought it in March 2022.

Source: Upshur County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3871 FM 2088, GILMER, TX 75644-5507
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2022	Vendor's Lien, Transfer · Stand-Alone First Mortgage CHARLOTTE GAGE
Dec 6, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2022 · Amount on File
Deed Sale	Mar 16, 2022 · Amount on File
Prior Sale	Dec 6, 2018 · Amount on File
Deed Document Number	20222166
Record Updated	Oct 29, 2026

March 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	UPSHUR TX
Recording Date	Mar 16, 2022
Property Address	321 TITUS ST, GILMER, TX 75644-1926
Document Number	0202202166
Instrument Date	Mar 15, 2022
Instrument	202202166
Transaction Type	Transfer
Record Updated	Mar 30, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	339 TANGIERS RD, 339, JEFFERSON, TX 75657-4977

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3871 FM 2088, GILMER, TX 75644-5507

Mortgage

Document Number	0202202167
Date	Mar 16, 2022
Instrument	202202167

Lender

Name	CHARLOTTE GAGE
Type	Private Party
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2037

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	UPSHUR TX
Recording Date	Dec 6, 2018
Property Address	321 TITUS ST, GILMER, TX 75644-1926
Document Number	201808765
Instrument Date	Dec 4, 2018
Instrument	201808765
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	236 PRIVATE ROAD 3163, GILMER, TX 75644-8748

Tax Assessment & Valuation

The 2026 property tax bill for 321 Titus St was $2,786, down 4.8% from the year before.

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Gilmer City
County	Upshur County
Unified School District	Gilmer Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,786.00 (-4.78%)	$143,090 (-4.8%) Land $31,430 Building $111,660	$143,090 (-4.8%) Land $31,430 Building $111,660
2025	$2,926.00	$150,310 Land $31,430 Building $118,880	$150,310 Land $31,430 Building $118,880
2023		$160,510 Land $31,430 Building $129,080	$160,510 Land $31,430 Building $129,080
2022	$3,895.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 321 Titus St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Titus St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILMER serves 8,115 people · EPA ID TX2300002
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Etex Telephone Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, Optimum.

Nearby Properties on Titus St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures