321 Timberlake Ave, Erlanger, KY 41018 Property Records

Kenton County property record for 321 Timberlake Ave, Erlanger, KY 41018

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,116 sqft · built 1954
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual on Record
Last Sale$169,900 (Nov 2021)
Tax Bill$2,240 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Apr 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN015-20-18-010.00

Property Details

APN / Parcel Number

Primary APN015-20-18-010.00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,116 sqft Finished Area

Exterior

Year BuiltBuilt 1954
Exterior MaterialBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions158 ft deep x 50 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerConnected

Location & Zoning

Old Parcel Number0152018010.00
Street Address321 TIMBERLAKE AVE
CityERLANGER
StateKY
Zip41018-2237
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHALLAM HGTS LOT 46
Legal SubdivisionHALLAM HEIGHTS
Legal Lot Number46
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2002
Census Tract64500

Owner

Source: Kenton County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address321 TIMBERLAKE AVE, ERLANGER, KY 41018-2237
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 5, 2021Warranty Deed, Transfer · Conventional Mortgage
STOCKTON MORTGAGE CORP
Apr 20, 2020Warranty Deed, Transfer · FHA Mortgage
GUARDIAN SVGS BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 5, 2021 · Amount on Record
Deed SaleNov 5, 2021 · Amount on Record
Prior SaleApr 20, 2020 · Amount on Record
Deed Document Number0000129406
Deed Book / Page129 / 406
Record UpdatedJun 8, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateNov 5, 2021
Property Address321 TIMBERLAKE AVE, ERLANGER, KY 41018-2237
Document Number0005900265
Book / Page129 / 406
Map ReferencePL 387
Instrument DateNov 4, 2021
Instrument21110505900265
Transaction TypeTransfer
Record UpdatedJan 5, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2508 GREEN ARBOR CT, BURLINGTON, KY 41005-8460

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 TIMBERLAKE AVE, ERLANGER, KY 41018-2237

Mortgage

Document Number0005900266
DateNov 5, 2021
Book Page297/688
Instrument21110505900266
Lender
NameSTOCKTON MORTGAGE CORP
TypeMortgage Company
AddressFRANKFORT, KY 40601
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateApr 20, 2020
Property Address321 TIMBERLAKE AVE, ERLANGER, KY 41018-2237
Document Number0000000090
Book / Page000017 / 000442
Instrument DateApr 13, 2020
Instrument90
Transaction TypeTransfer
Record UpdatedJun 16, 2020
Title CompanyPROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$143.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1206 EDGEHILL RD COVINGTON KY 410111108, COVINGTON, KY 41011-1108

Mortgage

Document Number91
DateApr 20, 2020
Book Page000M33/000919
Instrument91
Lender
NameGUARDIAN SVGS BK
TypeFederal Savings Bank
AddressCINCINNATI, OH 45239
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 19, 2050

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityErlanger City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,240.00 (+1.5%)$169,900 (-) Land $25,000 Building $144,900$169,900 (-) Land $25,000 Building $144,900
2023$2,207.00$169,900 Land $25,000 Building $144,900$169,900 Land $25,000 Building $144,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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