321 Thompson Rd, Oswego, NY 13126 Property Records

Oswego County and Oswego Town property record for 321 Thompson Rd, Oswego, NY 13126

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 1,568 sqft · built 1950
Lot Size	7.48 acres (325,829 sqft)
Owner	Company Name on File
Last Sale	$2,685,000 (Nov 2021)
Tax Bill	$4,644 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`354200 145.00-01-34`

Property Details

APN / Parcel Number

Primary APN	`354200 145.00-01-34`
Alternative APN	`420014500000010340000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	896 sqft
Upper Floors Area	672 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1970
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	325,829 sqft (7.48 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	84 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	321 THOMPSON RD
City	OSWEGO
State	NY
Zip	13126-6037
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	01 - NOT Z
Legal Description	LOT 4 127-003-002
Legal Block	1
Legal Lot Number	34.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2019
Census Tract	21401

Owner

321 Thompson Rd, a rural home, is owned by a company that bought it in November 2021.

Source: Oswego County and Oswego Town records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 2863, PITTSFIELD, MA 01202-2863
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2021 · Amount on File
Deed Sale	Nov 10, 2021 · Amount on File
Prior Sale	Dec 20, 2006 · Amount on File
Deed Document Number	202113385
Prior Transfer Date	Oct 28, 2021
Prior Transfer Doc	0000003385
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Nov 10, 2021
Property Address	321 THOMPSON RD, OSWEGO, NY 13126-6037
Document Number	0000003385
Instrument Date	Oct 28, 2021
Instrument	R-2021-013385
Transaction Type	Transfer
Record Updated	Nov 26, 2021
Title Company	CHICAGO TITLE ALBANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,740.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 THOMPSON RD, 320, OSWEGO, NY 13126-6038

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 HAWTHORNE AVE, PITTSFIELD, MA 01201-6009

Mortgage

Document Number	0000003386
Date	Nov 10, 2021
Instrument	R-2021-013386

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 321 Thompson Rd was $4,644, up 10.8% from the year before.

Source: Oswego County and Oswego Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Oswego Town
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,644.00 (+10.76%)
2025	$4,193.00	$114,800 Land $31,300 Building $83,500	$188,197 Land $51,312 Building $136,885
2023		$114,800 Land $31,300 Building $83,500	$166,377 Land $45,362 Building $121,015

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 321 Thompson Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Thompson Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCWA public/private · serves 350,000 people · EPA ID NY3304336
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20