321 Thomas Ave, Thomson, GA 30824 Property Records

McDuffie County property record for 321 Thomas Ave, Thomson, GA 30824

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,484 sqft · built 1956
Lot Size0.68 acres (29,621 sqft)
OwnerIndividual Name on Record
Tax Bill$2,733 (2025)
Deeds & MortgagesMay 2019 Mortgage
Apr 2021 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN0T040 00000 045 000

Property Details

APN / Parcel Number

Primary APN0T040 00000 045 000
Alternative APN
  • 9248

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area2,484 sqft Heated Area
1st Floor Area1,656 sqft
Basement Area828 sqft
Finished Basement828 sqft
Unfinished Basement828 sqft
FlooringWood
Interior WallsFinished/Painted
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1990
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area29,621 sqft (0.68 acres)
Lot Dimensions326 ft deep x 91 ft wide
Garage TypeCarport
Garage Area378 sqft
CarportCarport
Carport Area378 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area92 sqft
Patio Area22 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number9248
Street Address321 THOMAS AVE
CityTHOMSON
StateGA
Zip30824-1853
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1A
Legal Description321 THOMAS AVE
Legal SubdivisionTHOMSON CITY
Legal BlockB
Legal Lot Number5,P4
JurisdictionMCDUFFIE GA
Township / Civil DivisionTHOMSON
Census Block Group2
Census Block2034
Census Tract950300

Owner

Source: McDuffie County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address321 THOMAS AVE, THOMSON, GA 30824-1853
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 3, 2019Deed of Trust, Mortgage
FIRST OF THOMSON
Apr 29, 2021Deed of Trust, Mortgage · Commercial Mortgage
FIRST CITIZENS AND TRUST
May 17, 2022Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FINANCE
May 16, 2022Warranty Deed, Transfer
May 16, 2022Warranty Deed, Transfer · FHA Mortgage
AMERICAN FINANCE
Jan 31, 2019Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 17, 2022
Deed SaleMay 17, 2022
Prior SaleMay 17, 2022 · Amount on Record
Deed Document Number2022403
Deed Book / Page719 / 721
Prior Transfer DateJan 31, 2019
Prior Transfer Doc000672/610
Record UpdatedOct 29, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCDUFFIE GA
Property Address321 THOMAS AVE, THOMSON, GA 30824-1853
Transaction TypeMortgage
Record UpdatedMay 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 THOMAS AVE, THOMSON, GA 30824-1853
InvestorPossibly a Property Investor

Mortgage

Document Number0000000675/0000000645
DateMay 3, 2019
Book Page0000000675/0000000645
Lender
NameFIRST OF THOMSON
Agreement
AmountAmount Recorded
Term24 Months
DueJan 1, 2021

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCDUFFIE GA
Property Address321 THOMAS AVE, THOMSON, GA 30824-1853
Transaction TypeMortgage
Record UpdatedNov 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 THOMAS AVE, THOMSON, GA 30824-1853

Mortgage

Document Number0000000701/0000000346
DateApr 29, 2021
Book Page0000000701/0000000346
Lender
NameFIRST CITIZENS AND TRUST
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueJan 1, 2031

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCDUFFIE GA
Property Address321 THOMAS AVE, THOMSON, GA 30824-1853
Transaction TypeMortgage
Record UpdatedNov 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 THOMAS AVE, THOMSON, GA 30824-1853

Mortgage

Document Number0000000719/0000000734
DateMay 17, 2022
Book Page0000000719/0000000734
Lender
NameAMERICAN FINANCE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCDUFFIE GA
Recording DateMay 16, 2022
Property Address321 THOMAS AVE, THOMSON, GA 30824-1853
Document Number000719/721
Book / Page719 / 721
Instrument DateMay 16, 2022
Instrument2022-000403
Transaction TypeTransfer
Record UpdatedNov 30, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 THOMAS AVE, THOMSON, GA 30824-1853

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCDUFFIE GA
Recording DateMay 16, 2022
Property Address321 THOMAS AVE, THOMSON, GA 30824-1853
Document Number000719/719
Book / Page719
Instrument DateMay 16, 2022
Instrument2022-000402
Transaction TypeTransfer
Record UpdatedNov 11, 2024

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 THOMAS AVE, THOMSON, GA 30824-1853

Mortgage

Document Number0000719723
DateMay 16, 2022
Instrument719/723
Lender
NameAMERICAN FINANCE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term356 Months
DueJan 1, 2052

Mortgage

Document Number0000000719/0000000734
DateMay 17, 2022
Book Page0000000719/0000000734
Lender
NameAMERICAN FINANCE
Agreement
AmountAmount Recorded
Term360 Months
DueJan 1, 2052

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCDUFFIE GA
Recording DateJan 31, 2019
Property Address321 THOMAS AVE, THOMSON, GA 30824-1853
Document Number000672/610
Book / Page672 / 610
Instrument DateJan 31, 2019
Instrument2019-000063
Transaction TypeTransfer
Record UpdatedNov 30, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 THOMAS AVE, THOMSON, GA 30824-1853

Tax Assessment & Valuation

Source: McDuffie County assessment roll, as of January 9, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyMcDuffie County
MunicipalityThomson City
Unified School DistrictMcDuffie County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$85,448 (-2.09%) Land $8,160 Building $77,288$213,619 (-2.09%) Land $20,400 Building $193,219
2025$2,733.00 (+3.8%)$87,271 (+5.09%) Land $5,984 Building $81,287$218,177 (+5.09%) Land $14,960 Building $203,217
2024$2,633.00 (+11.57%)$83,041 (+3.76%) Land $5,712 Building $77,329$207,602 (+3.76%) Land $14,280 Building $193,322
2023$2,360.00 (+29.32%) Homeowner's exemption$80,030 (+44.07%) Land $5,440 Building $74,590$200,075 (+44.07%) Land $13,600 Building $186,475
2022$1,825.00 Homeowner's exemption$55,549 Land $4,352 Building $51,197$138,872 Land $10,880 Building $127,992

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · above 53% of Georgia
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTHOMSON-MCDUFFIE CO W&S COMM
serves 21,312 people · EPA ID GA1890001
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
Haloacetic acids
resolved · Jul 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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