McMinn County property record for 321 Thacker Ln, Etowah, TN 37331
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,644 sqft · built 1983 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $201,000 (Apr 2026) |
| Tax Bill | $872 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Jun 2024 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 054107J E 00800 |
| Primary APN | 054107J E 00800 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,644 sqft Living Area |
| 1st Floor Area | 1,644 sqft |
| Basement Area | 792 sqft |
| Finished Basement | 792 sqft |
| Unfinished Basement | 792 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 194 ft deep x 121 ft wide |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Deck Area | 96 sqft |
| Patio Area | 96 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 321 THACKER LN |
|---|---|
| City | ETOWAH |
| State | TN |
| Zip | 37331-1477 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 04 04 105M A 105M 01800 000, COUNTY AREA: I01 |
| Legal Subdivision | SEQUOYAH EST |
| Legal Lot Number | 15 |
| Jurisdiction | MCMINN TN |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 970602 |
Source: McMinn County records, as of April 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 321 THACKER LN, ETOWAH, TN 37331-1477 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 1, 2025 | Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Jun 12, 2024 | Deed of Trust, Mortgage · FHA Mortgage CENTRAL MORTGAGE FUNDING LLC |
| Apr 17, 2026 | Warranty Deed, Transfer FOOTHILLS TITLE |
| Apr 27, 2021 | Warranty Deed, Transfer · USDA Mortgage AMERICAN FINANCIAL RESOURCES INC |
| Apr 27, 2021 | Warranty Deed, Transfer · USDA Mortgage AMERICAN FINANCIAL RESOURCES INC |
| Aug 26, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2026 · Amount on Record |
| Deed Sale | Apr 17, 2026 · Amount on Record |
| Prior Sale | Apr 27, 2021 · Amount on Record |
| Deed Document Number | 2026273539 |
| Deed Book / Page | 6 / 476 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCMINN TN |
| Property Address | 321 THACKER LN, ETOWAH, TN 37331-1477 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Name | Verified Name |
|---|---|
| Address | 321 THACKER LN, ETOWAH, TN 37331-1477 |
| Document Number | 0001392638 |
|---|---|
| Date | Oct 1, 2025 |
| Book Page | 1392/638 |
| Instrument | 268275 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | 2460 PASEO VERDE PKWY STE 110, HENDERSON, NV 89074 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCMINN TN |
| Property Address | 321 THACKER LN, ETOWAH, TN 37331-1477 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Name | Verified Name |
|---|---|
| Address | 321 THACKER LN, ETOWAH, TN 37331-1477 |
| Document Number | 0001348116 |
|---|---|
| Date | Jun 12, 2024 |
| Book Page | 1348/116 |
| Instrument | 256052 |
| Name | CENTRAL MORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | 29777 TELEGRAPH RD STE 3090, SOUTHFIELD, MI 48034 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCMINN TN |
| Recording Date | Apr 17, 2026 |
| Property Address | 321 THACKER LN, ETOWAH, TN 37331-1477 |
| Document Number | 0000273539 |
| Book / Page | 6 / 476 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 2026.273539 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2026 |
| Title Company | FOOTHILLS TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $75,113.70 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 321 THACKER LN, ETOWAH, TN 37331-1477 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCMINN TN |
| Recording Date | Apr 27, 2021 |
| Property Address | 321 THACKER LN, ETOWAH, TN 37331-1477 |
| Document Number | 000022P627 |
| Book / Page | 22P / 627 |
| Instrument Date | Apr 23, 2021 |
| Instrument | 224506 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $425.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 321 THACKER LN, ETOWAH, TN 37331-1477 |
| Document Number | 0000224507 |
|---|---|
| Date | Apr 27, 2021 |
| Instrument | 224507 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCMINN TN |
| Recording Date | Apr 27, 2021 |
| Property Address | 321 THACKER LN, ETOWAH, TN 37331-1477 |
| Document Number | 000022P627 |
| Book / Page | 22P / 627 |
| Instrument Date | Apr 23, 2021 |
| Instrument | 224506 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $425.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 321 THACKER LN, ETOWAH, TN 37331-1477 |
| Investor | Possibly a Property Investor |
| Document Number | 0000224507 |
|---|---|
| Date | Apr 27, 2021 |
| Instrument | 224507 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCMINN TN |
| Property Address | 321 THACKER LN, ETOWAH, TN 37331-1477 |
| Document Number | 1176887 |
| Instrument Date | Aug 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 321 THACKER LN ETOWAH TN 373311477, ETOWAH, TN 37331-1477 |
| Document Number | 1176887 |
|---|---|
| Date | Aug 30, 2019 |
| Book Page | 001176/000887 |
| Instrument | 208782 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 29, 2049 |
Source: McMinn County assessment roll, as of February 5, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | McMinn County |
| Municipality | Etowah City |
| Elementary School District | Etowah City School District (PK - 08) |
| Secondary School District | McMinn County School District in Etowah (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $872.00 | $37,000 (-) Land $2,400 Building $34,600 | |
| 2024 | $872.00 | $37,000 (-) Land $2,400 Building $34,600 | |
| 2023 | $872.00 (+5.06%) | $37,000 (+47.85%) Land $2,400 Building $34,600 | $148,000 (+47.85%) Land $9,600 Building $138,400 |
| 2022 | $830.00 | $25,025 Land $1,925 Building $23,100 | $100,100 Land $7,700 Building $92,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ETOWAH UTILITIES serves 12,851 people · EPA ID TN0000233 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures