321 Texas Ave, Saint Joseph, MO 64504 Property Records

Buchanan County property record for 321 Texas Ave, Saint Joseph, MO 64504

Property Summary

Property Type	Single Family Home
Details	1,938 sqft · built 1917
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$58,945 (Nov 2023)
Tax Bill	$1,112 (2024)
Deeds & Mortgages	Nov 2023 Mortgage
APN	`06-9.0-30-004-000-024.000`

Property Details

APN / Parcel Number

Primary APN	`06-9.0-30-004-000-024.000`

Interior

Building Area	1,938 sqft Base Area
1st Floor Area	1,938 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	120 ft deep x 73.3 ft wide

Location & Zoning

Street Address	321 TEXAS AVE
City	SAINT JOSEPH
State	MO
Zip	64504-1154
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:SAINT GEORGE LOT:27 BLK:11LGL DESC:W 15' LOT 27 ALL LOT 28 & 29 & E 8'4 LOT 30
Legal Subdivision	SAINT GEORGE
Legal Block	11
Legal Lot Number	27-30
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3008
Census Tract	2100

Owner

Source: Buchanan County records, as of November 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	321 TEXAS AVE, SAINT JOSEPH, MO 64504-1154
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2023 · Amount on Record
Deed Sale	Nov 8, 2023 · Amount on Record
Prior Sale	May 29, 2014 · Amount on Record
Deed Document Number	20238882
Deed Book / Page	3792 / 318
Prior Transfer Date	Oct 4, 2011
Prior Transfer Doc	03294/0288
Record Updated	Oct 29, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUCHANAN MO
Recording Date	Nov 8, 2023
Property Address	321 TEXAS AVE, SAINT JOSEPH, MO 64504-1154
Document Number	003792/318
Book / Page	3792 / 318
Instrument Date	Oct 31, 2023
Instrument	2023008882
Transaction Type	Transfer
Record Updated	Nov 20, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	321 TEXAS AVE, SAINT JOSEPH, MO 64504-1154

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 TEXAS AVE, SAINT JOSEPH, MO 64504-1154

Mortgage

Document Number	2023008883
Date	Nov 8, 2023
Instrument	2023008883

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$15,610 (+6.77%) Land $1,360 Building $14,250	$82,190 (+6.78%) Land $7,180 Building $75,010
2024	$1,112.00 (+16.56%)
2023	$954.00 (-0.73%)	$14,620 (-) Land $1,360 Building $13,260	$76,970 (-) Land $7,180 Building $69,790
2022	$961.00	$14,620 Land $1,360 Building $13,260
2021			$76,970 Land $7,180 Building $69,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20