Chautauqua County and Dunkirk City property record for 321 Swan St, Dunkirk, NY 14048
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,768 sqft · built 1890 |
| Lot Size | 0.137 acres (6,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,705 (2026) |
| Deeds & Mortgages | Apr 2018 Line of Credit |
| APN | 060300 79.14-5-45 |
| Primary APN | 060300 79.14-5-45 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,768 sqft Living Area |
| 1st Floor Area | 894 sqft |
| 2nd Floor Area | 874 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 6,000 sqft (0.137 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Porch | Slab |
| Porch Area | 147 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 030182190 |
|---|---|
| Street Address | 321 SWAN ST |
| City | DUNKIRK |
| State | NY |
| Zip | 14048-2019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C2 |
| Legal Description | INC 10-5-11.1 60 X 100 RES; OLD APN: 060300 10-5-10 |
| Legal Block | 5 |
| Legal Lot Number | 45.000 |
| Jurisdiction | CHAUTAUQUA NY |
| Township / Civil Division | DUNKIRK |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 35600 |
321 Swan St is owned and occupied by an individual.
Source: Chautauqua County and Dunkirk City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 321 SWAN ST, DUNKIRK, NY 14048-2019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Property Address | 321 SWAN ST, DUNKIRK, NY 14048-2019 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2018 |
| Name | Verified Name |
|---|
| Document Number | MT2018002082 |
|---|---|
| Date | Apr 23, 2018 |
| Instrument | MT2018002082 |
| Name | LAKE SHORE SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Jan 1, 2048 |
The 2026 property tax bill for 321 Swan St was $1,705 with exemptions applied, up 3.3% from the year before.
Source: Chautauqua County and Dunkirk City assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chautauqua County |
| Municipality | Dunkirk City |
| Unified School District | Dunkirk City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,705.00 (+3.33%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $1,650.00 | $41,000 Land $3,000 Building $38,000 | $93,182 Land $6,818 Building $86,364 |
| 2023 | $41,000 (-) Land $3,000 Building $38,000 | $74,545 (+14.55%) Land $5,455 Building $69,090 | |
| 2022 | Homeowner's exemption Senior Citizen's exemption | $41,000 Land $3,000 Building $38,000 | $65,079 Land $4,762 Building $60,317 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 321 Swan St; 2 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 321 Swan St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUNKIRK CITY serves 12,743 people · EPA ID NY0600360 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2022 |
| Lead | 10 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 610 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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