321 SW 2nd St, Perkins, OK 74059 Property Records

Payne County property record for 321 SW 2nd St, Perkins, OK 74059

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,328 sqft · built 1966
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on File
Last Sale	$177,500 (Aug 2021)
Tax Bill	$2,314 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Dec 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`17N02E-01-2-PO700-014-0009`

Property Details

APN / Parcel Number

Primary APN	`17N02E-01-2-PO700-014-0009`
Alternative APNs	`600014367` `14367`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,328 sqft Living Area
1st Floor Area	1,328 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Aluminum Siding
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	174,240 sqft (4 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	490 sqft
Porch	Slab
Porch Area	75 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	14367
Street Address	321 SW 2ND ST
City	PERKINS
State	OK
Zip	74059-3505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIG TOWN PERKINS BLK 14 LOTS 9-12
Legal Range	02E
Legal Township	17N
Legal Section	01
Legal Subdivision	ORIG TOWN PERKINS
Legal Block	14
Legal Lot Number	9-12
Jurisdiction	PAYNE OK
Township / Civil Division	STILLWATER
Census Block Group	2
Census Block	2033
Census Tract	11104

Owner

321 SW 2nd St is owned and occupied by two individuals who bought it in August 2021.

Source: Payne County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	321 SW 2ND ST, PERKINS, OK 74059-3505
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Warranty Deed, Transfer · VA Mortgage EXCHANGE BANK & TRUST CO
Dec 1, 2020	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2021 · Amount on File
Deed Sale	Aug 2, 2021 · Amount on File
Prior Sale	Dec 1, 2020 · Amount on File
Deed Document Number	20219851
Deed Book / Page	2645 / 828
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	Aug 2, 2021
Property Address	321 SW 2ND ST, PERKINS, OK 74059-3505
Document Number	0026450828
Book / Page	2645 / 828
Instrument Date	Jul 30, 2021
Instrument	2021-009851
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	COMMUNITY ABSTRACT CORPORATION, COMMUNITY ESCROW & TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$266.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	321 SW 2ND ST, PERKINS, OK 74059-3505
Investor	Possibly a Property Investor

Mortgage

Document Number	2021009852
Date	Aug 2, 2021
Instrument	2021-009852

Lender

Name	EXCHANGE BANK & TRUST CO
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PAYNE OK
Recording Date	Dec 1, 2020
Property Address	321 SW 2ND ST, PERKINS, OK 74059-3505
Document Number	0026000002
Book / Page	002600 / 000002
Instrument Date	Nov 24, 2020
Instrument	13284
Transaction Type	Transfer
Record Updated	Jan 20, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$83.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	321 SW 2ND ST PERKINS OK 740593505, PERKINS, OK 74059-3505

Tax Assessment & Valuation

The 2025 property tax bill for 321 SW 2nd St was $2,314, up 6.3% from the year before.

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Municipality	Perkins City
Unified School District	Perkins-Tryon Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,325 (+12.81%) Land $3,787 Building $19,538	$204,613 Land $33,220 Building $171,393
2025	$2,314.00 (+6.34%)	$20,677 (-) Land $3,005 Building $17,672
2024	$2,176.00 (+4.67%)	$20,677 (+5%) Land $3,005 Building $17,672	$187,130 (+3.51%) Land $27,200 Building $159,930
2023	$2,079.00 (+1.46%)	$19,693 (+5%) Land $2,962 Building $16,731	$180,780 (+9.88%) Land $27,200 Building $153,580
2022	$2,049.00	$18,755 Land $3,100 Building $15,655	$164,520 Land $27,200 Building $137,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 321 SW 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 SW 2nd St is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · lower than 69% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERKINS serves 2,572 people · EPA ID OK2006012
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	4 ppb (2026) action level 15 ppb
Copper	2.43 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Centranet.

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