321 Sun Marsh Ct, Saint Johns, FL 32259 Property Records

St. Johns County property record for 321 Sun Marsh Ct, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,806 sqft · built 2015
Lot Size	3.14 acres (136,778 sqft)
Owner	2 Individual Names on File
Last Sale	$1,500,000 (Oct 2023)
Tax Bill	$10,681 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jun 2023 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`009780-0000`

Property Details

APN / Parcel Number

Primary APN	`009780-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Stories	1 Story
Building Area	2,806 sqft Living Area
Gross Area	3,534 sqft
1st Floor Area	2,806 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	136,778 sqft (3.14 acres)
Garage Type	Attached
Garage Area	530 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	720 sqft
Porch	Finished Screened Porch
Porch Area	408 sqft
Patio Area	780 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	321 SUN MARSH CT
City	SAINT JOHNS
State	FL
Zip	32259-7991
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	2 PT OF N595 OF W294FT OF GOVT LOT 1 (EX PT IN OR3317/1844) (EX PT TO LEVY IN OR3881/1804) & 2-1 S296.53 OF W294 OF N891FT OF GOVT LOT 1 OR5842/467
Legal Range	27E
Legal Township	05S
Legal Section	08
Legal Block	3
Legal Lot Number	1
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	3
Census Block	3005
Census Tract	20809

Owner

321 Sun Marsh Ct is owned and occupied by two individuals who bought it in October 2023.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	321 SUN MARSH CT, SAINT JOHNS, FL 32259-7991
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2023	Warranty Deed, Transfer · Conventional Mortgage CONTOUR MORTGAGE CORP
Jun 1, 2023	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Dec 21, 2022	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
Apr 5, 2022	Warranty Deed, Transfer · Conventional Mortgage TRUSTLINE MORTGAGE INC
Aug 4, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 1, 2018	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
Mar 9, 2018	Grant Deed, Transfer VYSTAR TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2023 · Amount on File
Deed Sale	Oct 17, 2023 · Amount on File
Prior Sale	Apr 5, 2022 · Amount on File
Deed Document Number	202381689
Deed Book / Page	5842 / 467
Prior Transfer Date	May 13, 2014
Prior Transfer Doc	0038790765
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 17, 2023
Property Address	321 SUN MARSH CT, SAINT JOHNS, FL 32259-7991
Document Number	0058420467
Book / Page	5842 / 467
Instrument Date	Oct 6, 2023
Instrument	2023081689
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	LANDMARK TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32164 STATE HIGHWAY 225, SPANISH FORT, AL 36527-3201

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 SUN MARSH CT, SAINT JOHNS, FL 32259-7991

Mortgage

Document Number	0058420469
Date	Oct 17, 2023
Book Page	5842/469
Instrument	2023081690

Lender

Name	CONTOUR MORTGAGE CORP
Type	Mortgage Company
Address	GARDEN CITY, NY 11530

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	321 SUN MARSH CT, SAINT JOHNS, FL 32259-7991
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 SUN MARSH CT, SAINT JOHNS, FL 32259-7991

Mortgage

Document Number	0057670603
Date	Jun 1, 2023
Book Page	5767/603
Instrument	2023042047

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	321 SUN MARSH CT, SAINT JOHNS, FL 32259-7991
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 SUN MARSH CT, SAINT JOHNS, FL 32259-7991

Mortgage

Document Number	0053441091
Date	Aug 16, 2021
Book Page	5344/1091
Instrument	2021090455

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	321 SUN MARSH CT, SAINT JOHNS, FL 32259-7991
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 SUN MARSH CT, SAINT JOHNS, FL 32259-7991

Mortgage

Document Number	0056830371
Date	Dec 21, 2022
Book Page	5683/371
Instrument	2022114386

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Jan 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 5, 2022
Property Address	321 SUN MARSH CT, SAINT JOHNS, FL 32259-7991
Document Number	0055301334
Book / Page	5530 / 1334
Instrument Date	Mar 31, 2022
Instrument	2022035152
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	321 SUN MARSH CT, SAINT JOHNS, FL 32259-7991

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62 NYES PL, SAINT AUGUSTINE, FL 32092-1210

Mortgage

Document Number	0055301336
Date	Apr 5, 2022
Instrument	5530/1336

Lender

Name	TRUSTLINE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Apr 1, 2032
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	8.12%
Index	1-Year CMT
Max Rate	8.12%

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 4, 2020
Property Address	321 SUN MARSH CT, SAINT JOHNS, FL 32259-7991
Document Number	0050060129
Book / Page	005006 / 000129
Instrument Date	Aug 1, 2020
Instrument	63401
Transaction Type	Transfer
Record Updated	Sep 10, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	321 SUN MARSH CT, SAINT JOHNS, FL 32259-7991
Document Number	0045140525
Instrument Date	Mar 1, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	321 SUN MARSH CT JACKSONVILLE FL 322597991, JACKSONVILLE, FL 32259-7991

Mortgage

Document Number	0045140525
Date	Mar 9, 2018
Book Page	004514/000525
Instrument	15991

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 8, 2028

Interest

Rate Type	Adjustable Rate

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 9, 2018
Property Address	321 SUN MARSH CT, SAINT JOHNS, FL 32259-7991
Document Number	0045140523
Book / Page	004514 / 000523
Instrument Date	Feb 12, 2018
Instrument	15990
Transaction Type	Transfer
Record Updated	Mar 26, 2018
Title Company	VYSTAR TITLE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 SUN MARSH CT JACKSONVILLE FL 322597991, JACKSONVILLE, FL 32259-7991

Tax Assessment & Valuation

The 2025 property tax bill for 321 Sun Marsh Ct was $10,681 with a homeowner's exemption, up 11.3% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$828,772 (+2.7%)	$1,216,864 (-3.33%) Land $518,480 Building $698,384
2025	$10,681.00 (+11.33%) Homeowner's exemption	$806,983 (+2.9%)	$1,258,786 (+4.06%) Land $518,480 Building $740,306
2024	$9,594.00 (-13.05%) Homeowner's exemption	$784,240 (-11.75%)	$1,209,730 (+22.37%) Land $495,440 Building $714,290
2023	$11,034.00 (+273.53%) Homeowner's exemption	$888,635 (+253.01%)	$988,598 (+37.86%) Land $432,080 Building $556,518
2022	$2,954.00 Homeowner's exemption	$251,729	$717,112 Land $151,350 Building $565,762

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 321 Sun Marsh Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 42 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	42 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Sun Marsh Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: IQ Fiber, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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