321 Sun Ct, El Cajon, CA 92021 Property Records

San Diego County property record for 321 Sun Ct, El Cajon, CA 92021

Property Summary

Property Type	Condominium
Details	3 bd · 1 ba · 1,035 sqft · built 1978
Lot Size	2.25 acres (98,025 sqft)
Owner	Individual Name on File
Last Sale	$475,000 (May 2026)
Tax Bill	$3,910 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`387-090-35-13`

Property Details

APN / Parcel Number

Primary APN	`387-090-35-13`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,035 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Contemporary
Exterior Material	Wood Shingle
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	98,025 sqft
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	321 SUN CT
City	EL CAJON
State	CA
Zip	92021-1087
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RU
Legal Description	LOT 66 US14A PER DOC77-228822&UND INT IN LOT 65& TR 007438
Legal Subdivision	PEPPER DRIVE ESTATES
Legal Tract	007438
Legal Block	1
Legal Lot Number	66,65
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1003
Census Tract	16503

Owner

321 Sun Ct, a condominium, is owned and occupied by an individual who bought it in May 2026.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	321 SUN CT, EL CAJON, CA 92021-1087
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Grant Deed, Transfer · Conventional Mortgage LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY
May 4, 2026	Deed, Transfer LAWYERS TITLE
Jul 1, 2020	Grant Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Sep 26, 2017	Grant Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2026 · Amount on File
Deed Sale	May 4, 2026 · Amount on File
Prior Sale	Jul 1, 2020 · Amount on File
Deed Document Number	2026126334
Prior Transfer Date	Mar 11, 1997
Prior Transfer Doc	0000111519
Record Updated	Oct 29, 2026

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 4, 2026
Property Address	321 SUN CT, EL CAJON, CA 92021-1087
Document Number	0000126334
Instrument Date	Apr 29, 2026
Instrument	2026.126334
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52,772.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	321 SUN CT, EL CAJON, CA 92021-1087

Mortgage

Document Number	0000126335,
Date	May 4, 2026
Instrument	2026..126335

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 4, 2026
Property Address	321 SUN CT, EL CAJON, CA 92021-1087
Document Number	0000126333
Instrument Date	Apr 29, 2026
Instrument	2026126333
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	321 SUN CT, EL CAJON, CA 92021-1087

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 1, 2020
Property Address	321 SUN CT, EL CAJON, CA 92021-1087
Document Number	0000348208
Map Reference	MAP 7438
Instrument Date	Jun 9, 2020
Instrument	2020-0348208
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	321 SUN CT, EL CAJON, CA 92021-1087

Mortgage

Document Number	0000348209
Date	Jul 1, 2020
Instrument	2020-0348209

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 26, 2017
Property Address	321 SUN CT, EL CAJON, CA 92021-1087
Document Number	0000440387
Instrument Date	Aug 30, 2017
Instrument	440387
Transaction Type	Transfer
Record Updated	Oct 3, 2017
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$289.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 SUN CT EL CAJON CA 920211087, EL CAJON, CA 92021-1087

Mortgage

Document Number	440388
Date	Sep 26, 2017
Instrument	440388

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 25, 2047

Mortgage

Document Number	440389,
Date	Sep 26, 2017
Instrument	440389

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 321 Sun Ct was $3,910, up 1.1% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Santee School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$331,219 (+2%) Land $90,328 Building $240,891
2025	$3,910.00 (+1.14%)	$324,725 Land $88,557 Building $236,168
2024	$3,866.00 (+3.2%)
2023	$3,746.00 (+0.73%)	$312,118 Land $85,119 Building $226,999
2022	$3,719.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 321 Sun Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Sun Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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