321 Summit St, Celina, OH 45822 Property Records

Mercer County property record for 321 Summit St, Celina, OH 45822 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1940
Square Footage1,280 sqft Living Area
Lot Size8,930 sqft (0.205 acres)
Tax Bill$1,820.00 (2025)

Property Details

APN / Parcel Number

Primary APN27-001800.0100
Alternative APN
  • 05-36-276-014

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms8 Rooms
Building Area1,280 sqft Living Area
Basement Area308 sqft Basement
Unfinished Basement308 sqft Unfinished
Stories1 Stories

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Lot Area8,930 sqft (0.205 acres)
Depth X Width135 ft x 67 ft Depth x Width

Location & Zoning

Street Address321 SUMMIT ST
CityCELINA
StateOH
Zip45822-1075
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPT SE NE RTS: 002-05-36
JurisdictionMERCER OH
Minor Civil DivisionJEFFERSON
Census Blockgroup2
Census Block2003
Census Tract967500

Owner

Source: Mercer County records · APN 27-001800.0100

Assessment roll updated February 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address317 SUMMIT ST, CELINA, OH 45822-1075
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 06, 2026Warranty Deed, Transfer · Line of Credit
FIRST BANK
Jul 02, 2021Deed of Trust, Mortgage · Conventional Mortgage
THE CITIZENS NATIONAL BANK OF BLUFFTON
Apr 01, 2021Survivorship Deed, Transfer
Dec 12, 2019Survivorship Deed, Transfer · Conventional Mortgage
THE CITIZENS NATIONAL BANK OF BLUFF

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record RefreshedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMERCER OH
Recording DateJul 06, 2026
Property Address321 SUMMIT ST, CELINA, OH 45822-1075
Document Number0000003045
Instrument DateJul 06, 2026
Instrument20263045
Transaction TypeTransfer
Record UpdatedAug 04, 2026
Title CompanyNORTHWEST AR TITLE, NORTHWEST TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$49,490.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7035 DIBBLE RD, CELINA, OH 45822-2814

Mortgage

Document Number0000003046,
DateJul 06, 2026
Instrument20263046
Lender
NameFIRST BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJul 22, 2041
Interest
Rate TypeAdjustable Rate
Rate5.85%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER OH
Property Address321 SUMMIT ST, CELINA, OH 45822-1075
Transaction TypeMortgage
Record UpdatedJul 04, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202100004115
DateJul 02, 2021
Instrument202100004115
Lender
NameTHE CITIZENS NATIONAL BANK OF BLUFFTON
TypeBank
AddressBLUFFTON, OH 45817
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2051

April 2021: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionMERCER OH
Recording DateApr 01, 2021
Property Address321 SUMMIT ST, CELINA, OH 45822-1075
Document Number202100002056
Instrument DateApr 01, 2021
Instrument202100002056
Transaction TypeTransfer
Record UpdatedJul 04, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address317 SUMMIT ST, CELINA, OH 45822-1075

December 2019: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionMERCER OH
Recording DateDec 12, 2019
Property Address321 SUMMIT ST, CELINA, OH 45822-1075
Document Number201900005841
Instrument DateDec 12, 2019
Instrument201900005841
Transaction TypeTransfer
Record UpdatedJul 04, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address317 SUMMIT ST, CELINA, OH 45822-1075

Mortgage

Document Number201900005842
DateDec 12, 2019
Instrument201900005842
Lender
NameTHE CITIZENS NATIONAL BANK OF BLUFF
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2050
Interest
Rate TypeAdjustable Rate
Rate4.5%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateJan 01, 2025
Change FrequencyAnnually
Min Rate At Change4.5%
Max Rate At Change6.5%
Index1-Year CMT
Max Rate10.5%

Tax Assessment & Valuation

Source: Mercer County records · Assessment roll updated February 27, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyMercer County
County SubdivisionJefferson Township
MunicipalityCelina City
Unified School DistrictCelina City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,820.00$44,950 (-) Land $7,810 Building $37,140
2024$1,820.00 (+0.22%)$44,950 (-) Land $7,810 Building $37,140
2023$1,816.00 (+39.26%)$44,950 (+59.28%) Land $7,810 Building $37,140$128,400 (+59.31%) Land $22,300 Building $106,100
2022$1,304.00$28,220 Land $4,590 Building $23,630
2020$80,600 Land $13,100 Building $67,500

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