321 Stone Fly Dr, Bozeman, MT 59718 Property Records

Gallatin County property record for 321 Stone Fly Dr, Bozeman, MT 59718

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,527 sqft · built 2014
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Trust Names on File
Tax Bill	$5,918 (2026)
Deeds & Mortgages	Feb 2023 Sale Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00RGG66379`

Property Details

APN / Parcel Number

Primary APN	`00RGG66379`
Alternative APNs	`06-0798-09-4-12-03-0000` `R809108`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,527 sqft Living Area
1st Floor Area	685 sqft
2nd Floor Area	842 sqft
Family Room	Family Room

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,049 sqft (0.07 acres)
Garage Area	405 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	116 sqft
Deck Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00RGG66379
Street Address	321 STONE FLY DR
City	BOZEMAN
State	MT
Zip	59718-7091
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTON EAST RANCH SUB PH 2A, S09, T02 S, R05 E, BLOCK 1, LOT 2, PLAT J-519
Legal Range	05E
Legal Township	02S
Legal Section	09
Legal Subdivision	NORTON EAST RANCH SUB PH 2A
Legal Block	1
Legal Lot Number	2
Jurisdiction	GALLATIN MT
Township / Civil Division	BOZEMAN
Census Block Group	2
Census Block	2001
Census Tract	505

Owner

321 Stone Fly Dr is held in a trust since August 2024.

Source: Gallatin County records, as of September 22, 2026

Owner of Record	2 Trust Names on File
Mailing Address	504 EVENING STAR LN, BOZEMAN, MT 59715-7761
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2023	Warranty Deed, Transfer NOT AVAILABLE, FLYING S T&E OF MT INC
Jun 29, 2020	Intrafamily Transfer, Transfer · VA Mortgage CORNERSTONE HOME LENDING INC
Oct 15, 2019	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2023
Deed Sale	Feb 10, 2023
Prior Sale	Jun 29, 2020 · Amount on File
Deed Document Number	20232795538
Last Transfer Date	Aug 2, 2024
Transfer Doc	0002831825
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Feb 10, 2023
Property Address	321 STONE FLY DR, BOZEMAN, MT 59718-7091
Document Number	0002795538
Map Reference	PL J-519
Instrument Date	Feb 9, 2023
Instrument	2795538
Transaction Type	Transfer
Record Updated	Feb 22, 2023
Title Company	NOT AVAILABLE, FLYING S T&E OF MT INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 EVENING STAR LN, BOZEMAN, MT 59715-7761

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GALLATIN MT
Recording Date	Jun 29, 2020
Property Address	321 STONE FLY DR, BOZEMAN, MT 59718-7091
Document Number	2687135
Instrument Date	Jun 29, 2020
Instrument	2687135
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	SECURITY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 STONE FLY DR, BOZEMAN, MT 59718-7091

Mortgage

Document Number	2687136
Date	Jun 29, 2020
Instrument	2687136

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Oct 15, 2019
Property Address	321 STONE FLY DR, BOZEMAN, MT 59718-7091
Document Number	2661374
Instrument Date	Oct 15, 2019
Instrument	2661374
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	SECURITY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 STONE FLY DR, BOZEMAN, MT 59718-7091

Mortgage

Document Number	2661375
Date	Oct 15, 2019
Instrument	2661375

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 321 Stone Fly Dr was $5,918, up 144% from the year before.

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Municipality	Bozeman City
Elementary School District	Bozeman Elementary School District (PK - 08)
Secondary School District	Bozeman High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,918.00 (+144.04%)	$555,400 (-)	$555,400 (-) Land $219,696 Building $335,704
2025	$2,425.00	$555,400	$555,400 Land $219,696 Building $335,704
2023	$3,421.00	$531,000	$531,000 Land $123,178 Building $407,822

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 Stone Fly Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Stone Fly Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.6% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOZEMAN serves 56,000 people · EPA ID MT0000161
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
SkyNet Communications Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisp West Fixed Wireless	200 / 100

May also be available: Global Net.

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