321 Steven Ave, Covington, TN 38019 Property Records

Tipton County property record for 321 Steven Ave, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,120 sqft · built 1990
Lot Size	0.323 acres (14,080 sqft)
Owner	Individual Name on Record
Last Sale	$49,800 (Sep 2014)
Tax Bill	$471 (2022)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`084018L A 00300`

Property Details

APN / Parcel Number

Primary APN	`084018L A 00300`
Alternative APN	`018L A 00300`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,080 sqft (0.323 acres)
Lot Dimensions	128 ft deep x 110 ft wide
Porch	Slab
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	321 STEVEN AVE
City	COVINGTON
State	TN
Zip	38019-1538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: C40
Legal Subdivision	WATKINS N VIEW
Legal Lot Number	28
Jurisdiction	TIPTON TN
Township / Civil Division	1
Census Block Group	1
Census Block	1017
Census Tract	40601

Owner

Source: Tipton County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	76 SMALL RD, BROWNSVILLE, TN 38012-6312
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2014 · Amount on Record
Deed Sale	Sep 4, 2014 · Amount on Record
Prior Sale	Feb 28, 2003 · Amount on Record
Deed Document Number	2014179611
Deed Book / Page	1633 / 729
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Nov 27, 2023
Property Address	321 STEVEN AVE, COVINGTON, TN 38019-1538
Document Number	0002021738
Book / Page	2021 / 738
Map Reference	MB 1 PG 38
Instrument Date	Nov 17, 2023
Instrument	270836
Transaction Type	Transfer
Record Updated	Dec 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,720.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 SMALL RD, BROWNSVILLE, TN 38012-6312
Investor	Possibly a Property Investor

Mortgage

Document Number	0002021741
Date	Nov 27, 2023
Book Page	2021/741
Instrument	270837

Lender

Name	BANK OF CROCKETT
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Municipality	Covington City
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$20,400 (-) Land $4,875 Building $15,525
2023		$20,400 (+42.16%) Land $4,875 Building $15,525
2022	$471.00	$14,350 Land $3,575 Building $10,775	$57,400 (-29.66%) Land $14,300 Building $43,100
2020			$81,600 Land $19,500 Building $62,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON WATER DEPT serves 14,334 people · EPA ID TN0000144
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20

May also be available: Verizon.

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