Linn County property record for 321 State St, Center Point, IA 52213
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 800 sqft · built 1900 |
| Lot Size | 0.298 acres (12,960 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $138,000 (Oct 2026) |
| Tax Bill | $2,074 (2025) |
| Deeds & Mortgages | Oct 2026 Sale & Mortgage Apr 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05092-92019-00000 |
| Primary APN | 05092-92019-00000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 800 sqft Living Area |
| 1st Floor Area | 800 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 12,960 sqft (0.298 acres) |
| Garage Type | Attached |
| Garage Area | 560 sqft |
| Street Address | 321 STATE ST |
|---|---|
| City | CENTER POINT |
| State | IA |
| Zip | 52213-9473 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GRUBBS SWLY 108 LOTS 1 & LOT 2 BLOCK 1 |
| Legal Range | 8W |
| Legal Township | 85N |
| Legal Section | 09 |
| Legal Subdivision | GRUBBS |
| Legal Block | 1 |
| Legal Lot Number | 1,2 |
| Jurisdiction | LINN IA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 10200 |
Source: Linn County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2855 WILDFLOWER RD, CEDAR RAPIDS, IA 52411-4717 |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Oct 13, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNION CREDIT UNION |
| Apr 26, 2024 | Deed of Trust, Mortgage · FHA Mortgage FLAT BRANCH HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 13, 2026 · Amount on Record |
| Deed Sale | Oct 13, 2026 · Amount on Record |
| Prior Sale | Apr 26, 2024 · Amount on Record |
| Deed Document Number | 202630553 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINN IA |
| Recording Date | Oct 13, 2026 |
| Property Address | 321 STATE ST, CENTER POINT, IA 52213-9473 |
| Document Number | 0000030553 |
| Instrument Date | Oct 2, 2026 |
| Instrument | 202630553 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $22,220.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2855 WILDFLOWER RD, CEDAR RAPIDS, IA 52411-4717 |
| Document Number | 0000030554, |
|---|---|
| Date | Oct 13, 2026 |
| Instrument | 202630554 |
| Name | UNION CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINN IA |
| Property Address | 321 STATE ST, CENTER POINT, IA 52213-9473 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2024 |
| Name | Verified Name |
|---|
| Document Number | 1152276962 |
|---|---|
| Date | Apr 26, 2024 |
| Book Page | 11522/76962 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | 101 S 5TH ST STE 200, COLUMBIA, MO 65201 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 1, 2049 |
Source: Linn County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Linn County |
| Municipality | Center Point City |
| Unified School District | Center Point-Urbana Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $126,600 (-) Land $24,300 Building $102,300 | $126,600 (-) Land $24,300 Building $102,300 | |
| 2025 | $2,074.00 | $126,600 (+3.43%) Land $24,300 Building $102,300 | $126,600 (+3.43%) Land $24,300 Building $102,300 |
| 2024 | $2,074.00 (+15.48%) | ||
| 2023 | $122,400 Land $24,300 Building $98,100 | $122,400 Land $24,300 Building $98,100 | |
| 2022 | $1,796.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2003–2008) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2008 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 98.1% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTER POINT WATER SUPPLY serves 2,579 people · EPA ID IA5718006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| USA Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
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