Kendall County property record for 321 Springbrook Trl S, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,672 sqft · built 2003 |
| Lot Size | 0.046 acres (1,994 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $235,000 (Jan 2023) |
| Tax Bill | $6,380 (2024) |
| Deeds & Mortgages | Jun 2026 Mortgage Jan 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-03-455-010 |
| Primary APN | 03-03-455-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,672 sqft Living Area |
| Gross Area | 2,112 sqft |
| 1st Floor Area | 1,672 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 1,994 sqft (0.046 acres) |
| Lot Dimensions | 73 ft deep x 27 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 321 SPRINGBROOK TRL S |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-4000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 72 SPRINGBROOK AT FARMINGTON LAKES UNIT 1 VILLAGE OF OSWEGO |
| Legal Subdivision | SPRINGBROOK AT FARMINGTON LAKES |
| Legal Lot Number | 72 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 890103 |
Source: Kendall County records, as of June 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 26424 SILVERLEAF DR, PLAINFIELD, IL 60585-2493 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST AMERICAN TITLE |
| Jan 18, 2023 | Executor's Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 1, 2023 | Re-recorded Document · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 18, 2023 · Amount on Record |
| Deed Sale | Jan 18, 2023 · Amount on Record |
| Prior Sale | Dec 16, 2003 · Amount on Record |
| Deed Document Number | 2023679 |
| Prior Transfer Date | Jan 10, 2023 |
| Prior Transfer Doc | 0000001212 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Jun 3, 2026 |
| Property Address | 321 SPRINGBROOK TRL S, OSWEGO, IL 60543-4000 |
| Document Number | 0000007881 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 20267881 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 26424 SILVERLEAF DR, PLAINFIELD, IL 60585-2493 |
| Document Number | 0000007881, |
|---|---|
| Date | Jun 3, 2026 |
| Instrument | 20267881 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.5% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Jan 18, 2023 |
| Property Address | 321 SPRINGBROOK TRL S, OSWEGO, IL 60543-4000 |
| Document Number | 0000000679 |
| Map Reference | DOC 200300016564 |
| Instrument Date | Jan 10, 2023 |
| Instrument | 202300000679 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2023 |
| Title Company | WHEATLAND TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $235.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 26424 SILVERLEAF DR, PLAINFIELD, IL 60585-2493 |
| Document Number | 0000000680 |
|---|---|
| Date | Jan 18, 2023 |
| Instrument | 202300000680 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.99% |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Feb 1, 2023 |
| Property Address | 321 SPRINGBROOK TRL S, OSWEGO, IL 60543-4000 |
| Document Number | 0000001212 |
| Map Reference | DOC 200300016564 |
| Instrument Date | Jan 10, 2023 |
| Instrument | 202300001212 |
| Record Updated | Feb 9, 2023 |
| Title Company | WHEATLAND TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 26424 SILVERLEAF DR, PLAINFIELD, IL 60585-2493 |
| Document Number | 0000001213 |
|---|---|
| Date | Feb 1, 2023 |
| Instrument | 202300001213 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2053 |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Municipality | Oswego Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $88,007 (+36.59%) Land $18,023 Building $69,984 | $264,021 (+36.59%) Land $54,069 Building $209,952 | |
| 2024 | $6,380.00 | ||
| 2022 | $64,433 Land $13,195 Building $51,238 | $193,299 Land $39,585 Building $153,714 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 units insured incl. 6 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO serves 38,169 people · EPA ID IL0930150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Watch TV Fixed Wireless | 400 / 40 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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